LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,752
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$128,633
−HK$3,942/mo
Today · 4.125%
HK$132,575
baseline
▲ 0.50% · 4.625%
HK$140,642
+HK$8,067/mo
Deposit HK$27.35M · loan HK$27.35M · min. income ≈ HK$265,150/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,325,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,785
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$142,508
−HK$3,776/mo
Today · 4.125%
HK$146,284
baseline
▲ 0.50% · 4.625%
HK$153,994
+HK$7,710/mo
Deposit HK$27.35M · loan HK$27.35M · min. income ≈ HK$292,568/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,325,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,703
−HK$9,387/mo
▼ 0.25% · 3.875%
HK$154,359
−HK$4,731/mo
Today · 4.125%
HK$159,090
baseline
▲ 0.50% · 4.625%
HK$168,770
+HK$9,680/mo
Deposit HK$21.88M · loan HK$32.83M · min. income ≈ HK$318,180/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,325,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,543
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$171,009
−HK$4,531/mo
Today · 4.125%
HK$175,540
baseline
▲ 0.50% · 4.625%
HK$184,793
+HK$9,253/mo
Deposit HK$21.88M · loan HK$32.83M · min. income ≈ HK$351,080/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,325,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,653
−HK$10,952/mo
▼ 0.25% · 3.875%
HK$180,086
−HK$5,519/mo
Today · 4.125%
HK$185,605
baseline
▲ 0.50% · 4.625%
HK$196,899
+HK$11,294/mo
Deposit HK$16.41M · loan HK$38.30M · min. income ≈ HK$371,210/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,325,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,300
−HK$10,497/mo
▼ 0.25% · 3.875%
HK$199,511
−HK$5,286/mo
Today · 4.125%
HK$204,797
baseline
▲ 0.50% · 4.625%
HK$215,592
+HK$10,795/mo
Deposit HK$16.41M · loan HK$38.30M · min. income ≈ HK$409,594/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,325,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,554
−HK$14,081/mo
▼ 0.25% · 3.875%
HK$231,539
−HK$7,096/mo
Today · 4.125%
HK$238,635
baseline
▲ 0.50% · 4.625%
HK$253,156
+HK$14,521/mo
Deposit HK$5.47M · loan HK$49.24M · min. income ≈ HK$477,270/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,325,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,814
−HK$13,496/mo
▼ 0.25% · 3.875%
HK$256,514
−HK$6,796/mo
Today · 4.125%
HK$263,310
baseline
▲ 0.50% · 4.625%
HK$277,190
+HK$13,880/mo
Deposit HK$5.47M · loan HK$49.24M · min. income ≈ HK$526,620/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,325,162 · Scale 2, in force from 26 Feb 2026)