LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,476
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,864
−HK$395/mo
Today · 4.125%
HK$13,259
baseline
▲ 0.50% · 4.625%
HK$14,065
+HK$806/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,518/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,880
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,252
−HK$378/mo
Today · 4.125%
HK$14,630
baseline
▲ 0.50% · 4.625%
HK$15,401
+HK$771/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,260/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,971
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,437
−HK$473/mo
Today · 4.125%
HK$15,910
baseline
▲ 0.50% · 4.625%
HK$16,878
+HK$968/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,820/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,656
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,102
−HK$453/mo
Today · 4.125%
HK$17,555
baseline
▲ 0.50% · 4.625%
HK$18,481
+HK$926/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,110/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,467
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,010
−HK$552/mo
Today · 4.125%
HK$18,562
baseline
▲ 0.50% · 4.625%
HK$19,692
+HK$1,130/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,124/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,432
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,953
−HK$528/mo
Today · 4.125%
HK$20,481
baseline
▲ 0.50% · 4.625%
HK$21,561
+HK$1,080/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,962/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$123,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,457
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,156
−HK$709/mo
Today · 4.125%
HK$23,865
baseline
▲ 0.50% · 4.625%
HK$25,318
+HK$1,453/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,730/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,983
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,653
−HK$680/mo
Today · 4.125%
HK$26,333
baseline
▲ 0.50% · 4.625%
HK$27,721
+HK$1,388/mo
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$52,666/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,107 · Scale 2, in force from 26 Feb 2026)