LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,764
−HK$7,824/mo
▼ 0.25% · 3.875%
HK$128,645
−HK$3,943/mo
Today · 4.125%
HK$132,588
baseline
▲ 0.50% · 4.625%
HK$140,655
+HK$8,067/mo
Deposit HK$27.36M · loan HK$27.36M · min. income ≈ HK$265,176/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,325,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,799
−HK$7,498/mo
▼ 0.25% · 3.875%
HK$142,521
−HK$3,776/mo
Today · 4.125%
HK$146,297
baseline
▲ 0.50% · 4.625%
HK$154,009
+HK$7,712/mo
Deposit HK$27.36M · loan HK$27.36M · min. income ≈ HK$292,594/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,325,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,717
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$154,374
−HK$4,731/mo
Today · 4.125%
HK$159,105
baseline
▲ 0.50% · 4.625%
HK$168,786
+HK$9,681/mo
Deposit HK$21.89M · loan HK$32.83M · min. income ≈ HK$318,210/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,325,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,558
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$171,025
−HK$4,532/mo
Today · 4.125%
HK$175,557
baseline
▲ 0.50% · 4.625%
HK$184,811
+HK$9,254/mo
Deposit HK$21.89M · loan HK$32.83M · min. income ≈ HK$351,114/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,325,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,669
−HK$10,954/mo
▼ 0.25% · 3.875%
HK$180,103
−HK$5,520/mo
Today · 4.125%
HK$185,623
baseline
▲ 0.50% · 4.625%
HK$196,917
+HK$11,294/mo
Deposit HK$16.41M · loan HK$38.30M · min. income ≈ HK$371,246/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,325,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,318
−HK$10,498/mo
▼ 0.25% · 3.875%
HK$199,529
−HK$5,287/mo
Today · 4.125%
HK$204,816
baseline
▲ 0.50% · 4.625%
HK$215,612
+HK$10,796/mo
Deposit HK$16.41M · loan HK$38.30M · min. income ≈ HK$409,632/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,325,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,575
−HK$14,083/mo
▼ 0.25% · 3.875%
HK$231,560
−HK$7,098/mo
Today · 4.125%
HK$238,658
baseline
▲ 0.50% · 4.625%
HK$253,179
+HK$14,521/mo
Deposit HK$5.47M · loan HK$49.24M · min. income ≈ HK$477,316/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,325,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,837
−HK$13,498/mo
▼ 0.25% · 3.875%
HK$256,538
−HK$6,797/mo
Today · 4.125%
HK$263,335
baseline
▲ 0.50% · 4.625%
HK$277,216
+HK$13,881/mo
Deposit HK$5.47M · loan HK$49.24M · min. income ≈ HK$526,670/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,325,381 · Scale 2, in force from 26 Feb 2026)