LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,771
−HK$7,824/mo
▼ 0.25% · 3.875%
HK$128,652
−HK$3,943/mo
Today · 4.125%
HK$132,595
baseline
▲ 0.50% · 4.625%
HK$140,663
+HK$8,068/mo
Deposit HK$27.36M · loan HK$27.36M · min. income ≈ HK$265,190/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,325,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,806
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$142,529
−HK$3,776/mo
Today · 4.125%
HK$146,305
baseline
▲ 0.50% · 4.625%
HK$154,017
+HK$7,712/mo
Deposit HK$27.36M · loan HK$27.36M · min. income ≈ HK$292,610/mo (50% DSR)
Upfront cash ≈ HK$29.68M (deposit + AVD stamp duty HK$2,325,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,725
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$154,382
−HK$4,732/mo
Today · 4.125%
HK$159,114
baseline
▲ 0.50% · 4.625%
HK$168,795
+HK$9,681/mo
Deposit HK$21.89M · loan HK$32.83M · min. income ≈ HK$318,228/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,325,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,567
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$171,034
−HK$4,532/mo
Today · 4.125%
HK$175,566
baseline
▲ 0.50% · 4.625%
HK$184,821
+HK$9,255/mo
Deposit HK$21.89M · loan HK$32.83M · min. income ≈ HK$351,132/mo (50% DSR)
Upfront cash ≈ HK$24.21M (deposit + AVD stamp duty HK$2,325,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,679
−HK$10,954/mo
▼ 0.25% · 3.875%
HK$180,112
−HK$5,521/mo
Today · 4.125%
HK$185,633
baseline
▲ 0.50% · 4.625%
HK$196,928
+HK$11,295/mo
Deposit HK$16.42M · loan HK$38.30M · min. income ≈ HK$371,266/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,325,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,328
−HK$10,499/mo
▼ 0.25% · 3.875%
HK$199,540
−HK$5,287/mo
Today · 4.125%
HK$204,827
baseline
▲ 0.50% · 4.625%
HK$215,624
+HK$10,797/mo
Deposit HK$16.42M · loan HK$38.30M · min. income ≈ HK$409,654/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,325,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,587
−HK$14,083/mo
▼ 0.25% · 3.875%
HK$231,573
−HK$7,097/mo
Today · 4.125%
HK$238,670
baseline
▲ 0.50% · 4.625%
HK$253,193
+HK$14,523/mo
Deposit HK$5.47M · loan HK$49.25M · min. income ≈ HK$477,340/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,325,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,851
−HK$13,498/mo
▼ 0.25% · 3.875%
HK$256,552
−HK$6,797/mo
Today · 4.125%
HK$263,349
baseline
▲ 0.50% · 4.625%
HK$277,231
+HK$13,882/mo
Deposit HK$5.47M · loan HK$49.25M · min. income ≈ HK$526,698/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,325,505 · Scale 2, in force from 26 Feb 2026)