LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,786
−HK$7,826/mo
▼ 0.25% · 3.875%
HK$128,668
−HK$3,944/mo
Today · 4.125%
HK$132,612
baseline
▲ 0.50% · 4.625%
HK$140,681
+HK$8,069/mo
Deposit HK$27.36M · loan HK$27.36M · min. income ≈ HK$265,224/mo (50% DSR)
Upfront cash ≈ HK$29.69M (deposit + AVD stamp duty HK$2,325,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,824
−HK$7,500/mo
▼ 0.25% · 3.875%
HK$142,547
−HK$3,777/mo
Today · 4.125%
HK$146,324
baseline
▲ 0.50% · 4.625%
HK$154,037
+HK$7,713/mo
Deposit HK$27.36M · loan HK$27.36M · min. income ≈ HK$292,648/mo (50% DSR)
Upfront cash ≈ HK$29.69M (deposit + AVD stamp duty HK$2,325,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,744
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$154,401
−HK$4,733/mo
Today · 4.125%
HK$159,134
baseline
▲ 0.50% · 4.625%
HK$168,817
+HK$9,683/mo
Deposit HK$21.89M · loan HK$32.83M · min. income ≈ HK$318,268/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$2,325,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,588
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$171,056
−HK$4,532/mo
Today · 4.125%
HK$175,588
baseline
▲ 0.50% · 4.625%
HK$184,844
+HK$9,256/mo
Deposit HK$21.89M · loan HK$32.83M · min. income ≈ HK$351,176/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$2,325,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,701
−HK$10,955/mo
▼ 0.25% · 3.875%
HK$180,135
−HK$5,521/mo
Today · 4.125%
HK$185,656
baseline
▲ 0.50% · 4.625%
HK$196,953
+HK$11,297/mo
Deposit HK$16.42M · loan HK$38.31M · min. income ≈ HK$371,312/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,325,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,353
−HK$10,500/mo
▼ 0.25% · 3.875%
HK$199,565
−HK$5,288/mo
Today · 4.125%
HK$204,853
baseline
▲ 0.50% · 4.625%
HK$215,651
+HK$10,798/mo
Deposit HK$16.42M · loan HK$38.31M · min. income ≈ HK$409,706/mo (50% DSR)
Upfront cash ≈ HK$18.74M (deposit + AVD stamp duty HK$2,325,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,615
−HK$14,086/mo
▼ 0.25% · 3.875%
HK$231,602
−HK$7,099/mo
Today · 4.125%
HK$238,701
baseline
▲ 0.50% · 4.625%
HK$253,225
+HK$14,524/mo
Deposit HK$5.47M · loan HK$49.25M · min. income ≈ HK$477,402/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,325,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,882
−HK$13,501/mo
▼ 0.25% · 3.875%
HK$256,584
−HK$6,799/mo
Today · 4.125%
HK$263,383
baseline
▲ 0.50% · 4.625%
HK$277,266
+HK$13,883/mo
Deposit HK$5.47M · loan HK$49.25M · min. income ≈ HK$526,766/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,325,800 · Scale 2, in force from 26 Feb 2026)