LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,821
−HK$7,827/mo
▼ 0.25% · 3.875%
HK$128,704
−HK$3,944/mo
Today · 4.125%
HK$132,648
baseline
▲ 0.50% · 4.625%
HK$140,720
+HK$8,072/mo
Deposit HK$27.37M · loan HK$27.37M · min. income ≈ HK$265,296/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$2,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,862
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$142,586
−HK$3,778/mo
Today · 4.125%
HK$146,364
baseline
▲ 0.50% · 4.625%
HK$154,080
+HK$7,716/mo
Deposit HK$27.37M · loan HK$27.37M · min. income ≈ HK$292,728/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$2,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,785
−HK$9,393/mo
▼ 0.25% · 3.875%
HK$154,444
−HK$4,734/mo
Today · 4.125%
HK$159,178
baseline
▲ 0.50% · 4.625%
HK$168,864
+HK$9,686/mo
Deposit HK$21.90M · loan HK$32.84M · min. income ≈ HK$318,356/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$2,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,635
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$171,104
−HK$4,533/mo
Today · 4.125%
HK$175,637
baseline
▲ 0.50% · 4.625%
HK$184,895
+HK$9,258/mo
Deposit HK$21.90M · loan HK$32.84M · min. income ≈ HK$351,274/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$2,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,749
−HK$10,959/mo
▼ 0.25% · 3.875%
HK$180,185
−HK$5,523/mo
Today · 4.125%
HK$185,708
baseline
▲ 0.50% · 4.625%
HK$197,008
+HK$11,300/mo
Deposit HK$16.42M · loan HK$38.32M · min. income ≈ HK$371,416/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$2,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,407
−HK$10,503/mo
▼ 0.25% · 3.875%
HK$199,621
−HK$5,289/mo
Today · 4.125%
HK$204,910
baseline
▲ 0.50% · 4.625%
HK$215,711
+HK$10,801/mo
Deposit HK$16.42M · loan HK$38.32M · min. income ≈ HK$409,820/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$2,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,678
−HK$14,089/mo
▼ 0.25% · 3.875%
HK$231,667
−HK$7,100/mo
Today · 4.125%
HK$238,767
baseline
▲ 0.50% · 4.625%
HK$253,296
+HK$14,529/mo
Deposit HK$5.47M · loan HK$49.27M · min. income ≈ HK$477,534/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,952
−HK$13,504/mo
▼ 0.25% · 3.875%
HK$256,655
−HK$6,801/mo
Today · 4.125%
HK$263,456
baseline
▲ 0.50% · 4.625%
HK$277,343
+HK$13,887/mo
Deposit HK$5.47M · loan HK$49.27M · min. income ≈ HK$526,912/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,326,447 · Scale 2, in force from 26 Feb 2026)