LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,482
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,871
−HK$394/mo
Today · 4.125%
HK$13,265
baseline
▲ 0.50% · 4.625%
HK$14,072
+HK$807/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,530/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,887
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,259
−HK$378/mo
Today · 4.125%
HK$14,637
baseline
▲ 0.50% · 4.625%
HK$15,408
+HK$771/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,274/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,979
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,445
−HK$473/mo
Today · 4.125%
HK$15,918
baseline
▲ 0.50% · 4.625%
HK$16,887
+HK$969/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,836/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,664
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,111
−HK$453/mo
Today · 4.125%
HK$17,564
baseline
▲ 0.50% · 4.625%
HK$18,490
+HK$926/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,128/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,475
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,019
−HK$552/mo
Today · 4.125%
HK$18,571
baseline
▲ 0.50% · 4.625%
HK$19,701
+HK$1,130/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,142/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,441
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,963
−HK$529/mo
Today · 4.125%
HK$20,492
baseline
▲ 0.50% · 4.625%
HK$21,572
+HK$1,080/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,984/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,468
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,167
−HK$710/mo
Today · 4.125%
HK$23,877
baseline
▲ 0.50% · 4.625%
HK$25,330
+HK$1,453/mo
Deposit HK$547K · loan HK$4.93M · min. income ≈ HK$47,754/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,996
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,666
−HK$680/mo
Today · 4.125%
HK$26,346
baseline
▲ 0.50% · 4.625%
HK$27,735
+HK$1,389/mo
Deposit HK$547K · loan HK$4.93M · min. income ≈ HK$52,692/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,169 · Scale 2, in force from 26 Feb 2026)