LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,827
−HK$7,828/mo
▼ 0.25% · 3.875%
HK$128,710
−HK$3,945/mo
Today · 4.125%
HK$132,655
baseline
▲ 0.50% · 4.625%
HK$140,726
+HK$8,071/mo
Deposit HK$27.37M · loan HK$27.37M · min. income ≈ HK$265,310/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$2,326,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,869
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$142,593
−HK$3,778/mo
Today · 4.125%
HK$146,371
baseline
▲ 0.50% · 4.625%
HK$154,087
+HK$7,716/mo
Deposit HK$27.37M · loan HK$27.37M · min. income ≈ HK$292,742/mo (50% DSR)
Upfront cash ≈ HK$29.70M (deposit + AVD stamp duty HK$2,326,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,792
−HK$9,394/mo
▼ 0.25% · 3.875%
HK$154,452
−HK$4,734/mo
Today · 4.125%
HK$159,186
baseline
▲ 0.50% · 4.625%
HK$168,872
+HK$9,686/mo
Deposit HK$21.90M · loan HK$32.85M · min. income ≈ HK$318,372/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$2,326,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,642
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$171,112
−HK$4,534/mo
Today · 4.125%
HK$175,646
baseline
▲ 0.50% · 4.625%
HK$184,904
+HK$9,258/mo
Deposit HK$21.90M · loan HK$32.85M · min. income ≈ HK$351,292/mo (50% DSR)
Upfront cash ≈ HK$24.22M (deposit + AVD stamp duty HK$2,326,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,758
−HK$10,958/mo
▼ 0.25% · 3.875%
HK$180,194
−HK$5,522/mo
Today · 4.125%
HK$185,716
baseline
▲ 0.50% · 4.625%
HK$197,017
+HK$11,301/mo
Deposit HK$16.42M · loan HK$38.32M · min. income ≈ HK$371,432/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$2,326,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,416
−HK$10,504/mo
▼ 0.25% · 3.875%
HK$199,630
−HK$5,290/mo
Today · 4.125%
HK$204,920
baseline
▲ 0.50% · 4.625%
HK$215,721
+HK$10,801/mo
Deposit HK$16.42M · loan HK$38.32M · min. income ≈ HK$409,840/mo (50% DSR)
Upfront cash ≈ HK$18.75M (deposit + AVD stamp duty HK$2,326,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,688
−HK$14,090/mo
▼ 0.25% · 3.875%
HK$231,677
−HK$7,101/mo
Today · 4.125%
HK$238,778
baseline
▲ 0.50% · 4.625%
HK$253,307
+HK$14,529/mo
Deposit HK$5.47M · loan HK$49.27M · min. income ≈ HK$477,556/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,326,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,964
−HK$13,504/mo
▼ 0.25% · 3.875%
HK$256,667
−HK$6,801/mo
Today · 4.125%
HK$263,468
baseline
▲ 0.50% · 4.625%
HK$277,356
+HK$13,888/mo
Deposit HK$5.47M · loan HK$49.27M · min. income ≈ HK$526,936/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,326,556 · Scale 2, in force from 26 Feb 2026)