LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,483
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,872
−HK$394/mo
Today · 4.125%
HK$13,266
baseline
▲ 0.50% · 4.625%
HK$14,074
+HK$808/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,532/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,888
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,260
−HK$378/mo
Today · 4.125%
HK$14,638
baseline
▲ 0.50% · 4.625%
HK$15,410
+HK$772/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,276/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,980
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,446
−HK$474/mo
Today · 4.125%
HK$15,920
baseline
▲ 0.50% · 4.625%
HK$16,888
+HK$968/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$31,840/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,665
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,112
−HK$454/mo
Today · 4.125%
HK$17,566
baseline
▲ 0.50% · 4.625%
HK$18,492
+HK$926/mo
Deposit HK$2.19M · loan HK$3.28M · min. income ≈ HK$35,132/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,477
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,021
−HK$552/mo
Today · 4.125%
HK$18,573
baseline
▲ 0.50% · 4.625%
HK$19,703
+HK$1,130/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,146/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,443
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,964
−HK$529/mo
Today · 4.125%
HK$20,493
baseline
▲ 0.50% · 4.625%
HK$21,574
+HK$1,081/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,986/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,470
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,169
−HK$710/mo
Today · 4.125%
HK$23,879
baseline
▲ 0.50% · 4.625%
HK$25,332
+HK$1,453/mo
Deposit HK$547K · loan HK$4.93M · min. income ≈ HK$47,758/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,998
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,668
−HK$681/mo
Today · 4.125%
HK$26,349
baseline
▲ 0.50% · 4.625%
HK$27,737
+HK$1,388/mo
Deposit HK$547K · loan HK$4.93M · min. income ≈ HK$52,698/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,179 · Scale 2, in force from 26 Feb 2026)