LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,486
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,874
−HK$395/mo
Today · 4.125%
HK$13,269
baseline
▲ 0.50% · 4.625%
HK$14,076
+HK$807/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,538/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,890
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,263
−HK$378/mo
Today · 4.125%
HK$14,641
baseline
▲ 0.50% · 4.625%
HK$15,413
+HK$772/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,282/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,983
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,449
−HK$474/mo
Today · 4.125%
HK$15,923
baseline
▲ 0.50% · 4.625%
HK$16,892
+HK$969/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$31,846/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,669
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,116
−HK$453/mo
Today · 4.125%
HK$17,569
baseline
▲ 0.50% · 4.625%
HK$18,495
+HK$926/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$35,138/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,480
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,024
−HK$552/mo
Today · 4.125%
HK$18,576
baseline
▲ 0.50% · 4.625%
HK$19,707
+HK$1,131/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,152/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,447
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,968
−HK$529/mo
Today · 4.125%
HK$20,497
baseline
▲ 0.50% · 4.625%
HK$21,578
+HK$1,081/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$40,994/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,475
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,174
−HK$710/mo
Today · 4.125%
HK$23,884
baseline
▲ 0.50% · 4.625%
HK$25,337
+HK$1,453/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,768/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,003
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,673
−HK$681/mo
Today · 4.125%
HK$26,354
baseline
▲ 0.50% · 4.625%
HK$27,743
+HK$1,389/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$52,708/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,203 · Scale 2, in force from 26 Feb 2026)