LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,883
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$128,767
−HK$3,947/mo
Today · 4.125%
HK$132,714
baseline
▲ 0.50% · 4.625%
HK$140,789
+HK$8,075/mo
Deposit HK$27.38M · loan HK$27.38M · min. income ≈ HK$265,428/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$2,327,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,931
−HK$7,506/mo
▼ 0.25% · 3.875%
HK$142,657
−HK$3,780/mo
Today · 4.125%
HK$146,437
baseline
▲ 0.50% · 4.625%
HK$154,156
+HK$7,719/mo
Deposit HK$27.38M · loan HK$27.38M · min. income ≈ HK$292,874/mo (50% DSR)
Upfront cash ≈ HK$29.71M (deposit + AVD stamp duty HK$2,327,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,859
−HK$9,398/mo
▼ 0.25% · 3.875%
HK$154,521
−HK$4,736/mo
Today · 4.125%
HK$159,257
baseline
▲ 0.50% · 4.625%
HK$168,947
+HK$9,690/mo
Deposit HK$21.91M · loan HK$32.86M · min. income ≈ HK$318,514/mo (50% DSR)
Upfront cash ≈ HK$24.23M (deposit + AVD stamp duty HK$2,327,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,717
−HK$9,007/mo
▼ 0.25% · 3.875%
HK$171,188
−HK$4,536/mo
Today · 4.125%
HK$175,724
baseline
▲ 0.50% · 4.625%
HK$184,987
+HK$9,263/mo
Deposit HK$21.91M · loan HK$32.86M · min. income ≈ HK$351,448/mo (50% DSR)
Upfront cash ≈ HK$24.23M (deposit + AVD stamp duty HK$2,327,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,836
−HK$10,964/mo
▼ 0.25% · 3.875%
HK$180,274
−HK$5,526/mo
Today · 4.125%
HK$185,800
baseline
▲ 0.50% · 4.625%
HK$197,105
+HK$11,305/mo
Deposit HK$16.43M · loan HK$38.34M · min. income ≈ HK$371,600/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$2,327,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,503
−HK$10,508/mo
▼ 0.25% · 3.875%
HK$199,720
−HK$5,291/mo
Today · 4.125%
HK$205,011
baseline
▲ 0.50% · 4.625%
HK$215,818
+HK$10,807/mo
Deposit HK$16.43M · loan HK$38.34M · min. income ≈ HK$410,022/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$2,327,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,789
−HK$14,096/mo
▼ 0.25% · 3.875%
HK$231,781
−HK$7,104/mo
Today · 4.125%
HK$238,885
baseline
▲ 0.50% · 4.625%
HK$253,421
+HK$14,536/mo
Deposit HK$5.48M · loan HK$49.29M · min. income ≈ HK$477,770/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,327,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,075
−HK$13,511/mo
▼ 0.25% · 3.875%
HK$256,782
−HK$6,804/mo
Today · 4.125%
HK$263,586
baseline
▲ 0.50% · 4.625%
HK$277,480
+HK$13,894/mo
Deposit HK$5.48M · loan HK$49.29M · min. income ≈ HK$527,172/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$2,327,596 · Scale 2, in force from 26 Feb 2026)