LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,490
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,879
−HK$394/mo
Today · 4.125%
HK$13,273
baseline
▲ 0.50% · 4.625%
HK$14,081
+HK$808/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,546/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,895
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,268
−HK$378/mo
Today · 4.125%
HK$14,646
baseline
▲ 0.50% · 4.625%
HK$15,418
+HK$772/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,292/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,988
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,455
−HK$473/mo
Today · 4.125%
HK$15,928
baseline
▲ 0.50% · 4.625%
HK$16,897
+HK$969/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$31,856/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,674
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,122
−HK$453/mo
Today · 4.125%
HK$17,575
baseline
▲ 0.50% · 4.625%
HK$18,502
+HK$927/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$35,150/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$123,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,486
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,030
−HK$553/mo
Today · 4.125%
HK$18,583
baseline
▲ 0.50% · 4.625%
HK$19,714
+HK$1,131/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$37,166/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,453
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,975
−HK$529/mo
Today · 4.125%
HK$20,504
baseline
▲ 0.50% · 4.625%
HK$21,585
+HK$1,081/mo
Deposit HK$1.64M · loan HK$3.83M · min. income ≈ HK$41,008/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,482
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,182
−HK$710/mo
Today · 4.125%
HK$23,892
baseline
▲ 0.50% · 4.625%
HK$25,346
+HK$1,454/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,784/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,011
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,682
−HK$681/mo
Today · 4.125%
HK$26,363
baseline
▲ 0.50% · 4.625%
HK$27,752
+HK$1,389/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$52,726/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,246 · Scale 2, in force from 26 Feb 2026)