LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,921
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$128,807
−HK$3,948/mo
Today · 4.125%
HK$132,755
baseline
▲ 0.50% · 4.625%
HK$140,833
+HK$8,078/mo
Deposit HK$27.39M · loan HK$27.39M · min. income ≈ HK$265,510/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$2,328,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,974
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,701
−HK$3,781/mo
Today · 4.125%
HK$146,482
baseline
▲ 0.50% · 4.625%
HK$154,203
+HK$7,721/mo
Deposit HK$27.39M · loan HK$27.39M · min. income ≈ HK$292,964/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$2,328,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,906
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$154,568
−HK$4,738/mo
Today · 4.125%
HK$159,306
baseline
▲ 0.50% · 4.625%
HK$168,999
+HK$9,693/mo
Deposit HK$21.91M · loan HK$32.87M · min. income ≈ HK$318,612/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$2,328,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,768
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$171,241
−HK$4,537/mo
Today · 4.125%
HK$175,778
baseline
▲ 0.50% · 4.625%
HK$185,044
+HK$9,266/mo
Deposit HK$21.91M · loan HK$32.87M · min. income ≈ HK$351,556/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$2,328,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,890
−HK$10,967/mo
▼ 0.25% · 3.875%
HK$180,330
−HK$5,527/mo
Today · 4.125%
HK$185,857
baseline
▲ 0.50% · 4.625%
HK$197,166
+HK$11,309/mo
Deposit HK$16.44M · loan HK$38.35M · min. income ≈ HK$371,714/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$2,328,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,563
−HK$10,512/mo
▼ 0.25% · 3.875%
HK$199,781
−HK$5,294/mo
Today · 4.125%
HK$205,075
baseline
▲ 0.50% · 4.625%
HK$215,885
+HK$10,810/mo
Deposit HK$16.44M · loan HK$38.35M · min. income ≈ HK$410,150/mo (50% DSR)
Upfront cash ≈ HK$18.76M (deposit + AVD stamp duty HK$2,328,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,858
−HK$14,101/mo
▼ 0.25% · 3.875%
HK$231,853
−HK$7,106/mo
Today · 4.125%
HK$238,959
baseline
▲ 0.50% · 4.625%
HK$253,499
+HK$14,540/mo
Deposit HK$5.48M · loan HK$49.31M · min. income ≈ HK$477,918/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,328,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,153
−HK$13,515/mo
▼ 0.25% · 3.875%
HK$256,862
−HK$6,806/mo
Today · 4.125%
HK$263,668
baseline
▲ 0.50% · 4.625%
HK$277,566
+HK$13,898/mo
Deposit HK$5.48M · loan HK$49.31M · min. income ≈ HK$527,336/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,328,315 · Scale 2, in force from 26 Feb 2026)