LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,937
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$128,823
−HK$3,949/mo
Today · 4.125%
HK$132,772
baseline
▲ 0.50% · 4.625%
HK$140,851
+HK$8,079/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$265,544/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$2,328,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,991
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,719
−HK$3,782/mo
Today · 4.125%
HK$146,501
baseline
▲ 0.50% · 4.625%
HK$154,223
+HK$7,722/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$293,002/mo (50% DSR)
Upfront cash ≈ HK$29.72M (deposit + AVD stamp duty HK$2,328,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,925
−HK$9,401/mo
▼ 0.25% · 3.875%
HK$154,588
−HK$4,738/mo
Today · 4.125%
HK$159,326
baseline
▲ 0.50% · 4.625%
HK$169,021
+HK$9,695/mo
Deposit HK$21.92M · loan HK$32.87M · min. income ≈ HK$318,652/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$2,328,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,790
−HK$9,011/mo
▼ 0.25% · 3.875%
HK$171,263
−HK$4,538/mo
Today · 4.125%
HK$175,801
baseline
▲ 0.50% · 4.625%
HK$185,067
+HK$9,266/mo
Deposit HK$21.92M · loan HK$32.87M · min. income ≈ HK$351,602/mo (50% DSR)
Upfront cash ≈ HK$24.24M (deposit + AVD stamp duty HK$2,328,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,912
−HK$10,969/mo
▼ 0.25% · 3.875%
HK$180,353
−HK$5,528/mo
Today · 4.125%
HK$185,881
baseline
▲ 0.50% · 4.625%
HK$197,191
+HK$11,310/mo
Deposit HK$16.44M · loan HK$38.35M · min. income ≈ HK$371,762/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,328,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,588
−HK$10,513/mo
▼ 0.25% · 3.875%
HK$199,807
−HK$5,294/mo
Today · 4.125%
HK$205,101
baseline
▲ 0.50% · 4.625%
HK$215,912
+HK$10,811/mo
Deposit HK$16.44M · loan HK$38.35M · min. income ≈ HK$410,202/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,328,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,887
−HK$14,102/mo
▼ 0.25% · 3.875%
HK$231,882
−HK$7,107/mo
Today · 4.125%
HK$238,989
baseline
▲ 0.50% · 4.625%
HK$253,531
+HK$14,542/mo
Deposit HK$5.48M · loan HK$49.31M · min. income ≈ HK$477,978/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,328,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,184
−HK$13,517/mo
▼ 0.25% · 3.875%
HK$256,894
−HK$6,807/mo
Today · 4.125%
HK$263,701
baseline
▲ 0.50% · 4.625%
HK$277,601
+HK$13,900/mo
Deposit HK$5.48M · loan HK$49.31M · min. income ≈ HK$527,402/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,328,611 · Scale 2, in force from 26 Feb 2026)