LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,942
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$128,829
−HK$3,948/mo
Today · 4.125%
HK$132,777
baseline
▲ 0.50% · 4.625%
HK$140,856
+HK$8,079/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$265,554/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,328,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,997
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$142,725
−HK$3,782/mo
Today · 4.125%
HK$146,507
baseline
▲ 0.50% · 4.625%
HK$154,229
+HK$7,722/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$293,014/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,328,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,931
−HK$9,402/mo
▼ 0.25% · 3.875%
HK$154,594
−HK$4,739/mo
Today · 4.125%
HK$159,333
baseline
▲ 0.50% · 4.625%
HK$169,028
+HK$9,695/mo
Deposit HK$21.92M · loan HK$32.88M · min. income ≈ HK$318,666/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,328,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,796
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$171,270
−HK$4,538/mo
Today · 4.125%
HK$175,808
baseline
▲ 0.50% · 4.625%
HK$185,075
+HK$9,267/mo
Deposit HK$21.92M · loan HK$32.88M · min. income ≈ HK$351,616/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,328,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,919
−HK$10,969/mo
▼ 0.25% · 3.875%
HK$180,360
−HK$5,528/mo
Today · 4.125%
HK$185,888
baseline
▲ 0.50% · 4.625%
HK$197,199
+HK$11,311/mo
Deposit HK$16.44M · loan HK$38.36M · min. income ≈ HK$371,776/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,328,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,596
−HK$10,513/mo
▼ 0.25% · 3.875%
HK$199,815
−HK$5,294/mo
Today · 4.125%
HK$205,109
baseline
▲ 0.50% · 4.625%
HK$215,921
+HK$10,812/mo
Deposit HK$16.44M · loan HK$38.36M · min. income ≈ HK$410,218/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,328,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,896
−HK$14,103/mo
▼ 0.25% · 3.875%
HK$231,892
−HK$7,107/mo
Today · 4.125%
HK$238,999
baseline
▲ 0.50% · 4.625%
HK$253,542
+HK$14,543/mo
Deposit HK$5.48M · loan HK$49.31M · min. income ≈ HK$477,998/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,328,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,195
−HK$13,517/mo
▼ 0.25% · 3.875%
HK$256,905
−HK$6,807/mo
Today · 4.125%
HK$263,712
baseline
▲ 0.50% · 4.625%
HK$277,613
+HK$13,901/mo
Deposit HK$5.48M · loan HK$49.31M · min. income ≈ HK$527,424/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,328,707 · Scale 2, in force from 26 Feb 2026)