LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,495
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,884
−HK$395/mo
Today · 4.125%
HK$13,279
baseline
▲ 0.50% · 4.625%
HK$14,087
+HK$808/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,558/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,901
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,273
−HK$379/mo
Today · 4.125%
HK$14,652
baseline
▲ 0.50% · 4.625%
HK$15,424
+HK$772/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,304/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,994
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,460
−HK$474/mo
Today · 4.125%
HK$15,934
baseline
▲ 0.50% · 4.625%
HK$16,904
+HK$970/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$31,868/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,681
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,128
−HK$454/mo
Today · 4.125%
HK$17,582
baseline
▲ 0.50% · 4.625%
HK$18,509
+HK$927/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$35,164/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,493
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,037
−HK$553/mo
Today · 4.125%
HK$18,590
baseline
▲ 0.50% · 4.625%
HK$19,721
+HK$1,131/mo
Deposit HK$1.64M · loan HK$3.84M · min. income ≈ HK$37,180/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,461
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$19,983
−HK$529/mo
Today · 4.125%
HK$20,512
baseline
▲ 0.50% · 4.625%
HK$21,593
+HK$1,081/mo
Deposit HK$1.64M · loan HK$3.84M · min. income ≈ HK$41,024/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,491
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,191
−HK$710/mo
Today · 4.125%
HK$23,901
baseline
▲ 0.50% · 4.625%
HK$25,356
+HK$1,455/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,802/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,021
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$681/mo
Today · 4.125%
HK$26,373
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,390/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$52,746/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,292 · Scale 2, in force from 26 Feb 2026)