LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,496
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,885
−HK$394/mo
Today · 4.125%
HK$13,279
baseline
▲ 0.50% · 4.625%
HK$14,087
+HK$808/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,558/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,902
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,274
−HK$379/mo
Today · 4.125%
HK$14,653
baseline
▲ 0.50% · 4.625%
HK$15,425
+HK$772/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,306/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$123,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,995
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,461
−HK$474/mo
Today · 4.125%
HK$15,935
baseline
▲ 0.50% · 4.625%
HK$16,905
+HK$970/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$31,870/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,682
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,129
−HK$454/mo
Today · 4.125%
HK$17,583
baseline
▲ 0.50% · 4.625%
HK$18,510
+HK$927/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$35,166/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,494
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,038
−HK$553/mo
Today · 4.125%
HK$18,591
baseline
▲ 0.50% · 4.625%
HK$19,722
+HK$1,131/mo
Deposit HK$1.64M · loan HK$3.84M · min. income ≈ HK$37,182/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,462
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,984
−HK$530/mo
Today · 4.125%
HK$20,514
baseline
▲ 0.50% · 4.625%
HK$21,595
+HK$1,081/mo
Deposit HK$1.64M · loan HK$3.84M · min. income ≈ HK$41,028/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,493
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,192
−HK$711/mo
Today · 4.125%
HK$23,903
baseline
▲ 0.50% · 4.625%
HK$25,357
+HK$1,454/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,806/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,023
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,694
−HK$681/mo
Today · 4.125%
HK$26,375
baseline
▲ 0.50% · 4.625%
HK$27,765
+HK$1,390/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$52,750/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,301 · Scale 2, in force from 26 Feb 2026)