LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,971
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,858
−HK$3,950/mo
Today · 4.125%
HK$132,808
baseline
▲ 0.50% · 4.625%
HK$140,889
+HK$8,081/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$265,616/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,329,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,029
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$142,757
−HK$3,783/mo
Today · 4.125%
HK$146,540
baseline
▲ 0.50% · 4.625%
HK$154,264
+HK$7,724/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$293,080/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,329,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,965
−HK$9,404/mo
▼ 0.25% · 3.875%
HK$154,630
−HK$4,739/mo
Today · 4.125%
HK$159,369
baseline
▲ 0.50% · 4.625%
HK$169,066
+HK$9,697/mo
Deposit HK$21.92M · loan HK$32.88M · min. income ≈ HK$318,738/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,835
−HK$9,013/mo
▼ 0.25% · 3.875%
HK$171,309
−HK$4,539/mo
Today · 4.125%
HK$175,848
baseline
▲ 0.50% · 4.625%
HK$185,117
+HK$9,269/mo
Deposit HK$21.92M · loan HK$32.88M · min. income ≈ HK$351,696/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,959
−HK$10,972/mo
▼ 0.25% · 3.875%
HK$180,401
−HK$5,530/mo
Today · 4.125%
HK$185,931
baseline
▲ 0.50% · 4.625%
HK$197,244
+HK$11,313/mo
Deposit HK$16.44M · loan HK$38.36M · min. income ≈ HK$371,862/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,640
−HK$10,516/mo
▼ 0.25% · 3.875%
HK$199,860
−HK$5,296/mo
Today · 4.125%
HK$205,156
baseline
▲ 0.50% · 4.625%
HK$215,970
+HK$10,814/mo
Deposit HK$16.44M · loan HK$38.36M · min. income ≈ HK$410,312/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,947
−HK$14,107/mo
▼ 0.25% · 3.875%
HK$231,945
−HK$7,109/mo
Today · 4.125%
HK$239,054
baseline
▲ 0.50% · 4.625%
HK$253,600
+HK$14,546/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$478,108/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,252
−HK$13,520/mo
▼ 0.25% · 3.875%
HK$256,963
−HK$6,809/mo
Today · 4.125%
HK$263,772
baseline
▲ 0.50% · 4.625%
HK$277,676
+HK$13,904/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$527,544/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,239 · Scale 2, in force from 26 Feb 2026)