LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,978
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,865
−HK$3,950/mo
Today · 4.125%
HK$132,815
baseline
▲ 0.50% · 4.625%
HK$140,896
+HK$8,081/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$265,630/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,329,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,036
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$142,765
−HK$3,783/mo
Today · 4.125%
HK$146,548
baseline
▲ 0.50% · 4.625%
HK$154,273
+HK$7,725/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$293,096/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,329,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,973
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,638
−HK$4,740/mo
Today · 4.125%
HK$159,378
baseline
▲ 0.50% · 4.625%
HK$169,076
+HK$9,698/mo
Deposit HK$21.92M · loan HK$32.89M · min. income ≈ HK$318,756/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,844
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$171,318
−HK$4,540/mo
Today · 4.125%
HK$175,858
baseline
▲ 0.50% · 4.625%
HK$185,127
+HK$9,269/mo
Deposit HK$21.92M · loan HK$32.89M · min. income ≈ HK$351,716/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,969
−HK$10,972/mo
▼ 0.25% · 3.875%
HK$180,411
−HK$5,530/mo
Today · 4.125%
HK$185,941
baseline
▲ 0.50% · 4.625%
HK$197,255
+HK$11,314/mo
Deposit HK$16.44M · loan HK$38.37M · min. income ≈ HK$371,882/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,651
−HK$10,516/mo
▼ 0.25% · 3.875%
HK$199,871
−HK$5,296/mo
Today · 4.125%
HK$205,167
baseline
▲ 0.50% · 4.625%
HK$215,982
+HK$10,815/mo
Deposit HK$16.44M · loan HK$38.37M · min. income ≈ HK$410,334/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,960
−HK$14,107/mo
▼ 0.25% · 3.875%
HK$231,957
−HK$7,110/mo
Today · 4.125%
HK$239,067
baseline
▲ 0.50% · 4.625%
HK$253,613
+HK$14,546/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$478,134/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,265
−HK$13,522/mo
▼ 0.25% · 3.875%
HK$256,977
−HK$6,810/mo
Today · 4.125%
HK$263,787
baseline
▲ 0.50% · 4.625%
HK$277,691
+HK$13,904/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$527,574/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,366 · Scale 2, in force from 26 Feb 2026)