LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,980
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,868
−HK$3,949/mo
Today · 4.125%
HK$132,817
baseline
▲ 0.50% · 4.625%
HK$140,899
+HK$8,082/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$265,634/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,329,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,039
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$142,768
−HK$3,783/mo
Today · 4.125%
HK$146,551
baseline
▲ 0.50% · 4.625%
HK$154,276
+HK$7,725/mo
Deposit HK$27.40M · loan HK$27.40M · min. income ≈ HK$293,102/mo (50% DSR)
Upfront cash ≈ HK$29.73M (deposit + AVD stamp duty HK$2,329,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,976
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,641
−HK$4,740/mo
Today · 4.125%
HK$159,381
baseline
▲ 0.50% · 4.625%
HK$169,079
+HK$9,698/mo
Deposit HK$21.92M · loan HK$32.89M · min. income ≈ HK$318,762/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,847
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$171,322
−HK$4,539/mo
Today · 4.125%
HK$175,861
baseline
▲ 0.50% · 4.625%
HK$185,131
+HK$9,270/mo
Deposit HK$21.92M · loan HK$32.89M · min. income ≈ HK$351,722/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,972
−HK$10,972/mo
▼ 0.25% · 3.875%
HK$180,415
−HK$5,529/mo
Today · 4.125%
HK$185,944
baseline
▲ 0.50% · 4.625%
HK$197,259
+HK$11,315/mo
Deposit HK$16.44M · loan HK$38.37M · min. income ≈ HK$371,888/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,655
−HK$10,516/mo
▼ 0.25% · 3.875%
HK$199,875
−HK$5,296/mo
Today · 4.125%
HK$205,171
baseline
▲ 0.50% · 4.625%
HK$215,986
+HK$10,815/mo
Deposit HK$16.44M · loan HK$38.37M · min. income ≈ HK$410,342/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,964
−HK$14,107/mo
▼ 0.25% · 3.875%
HK$231,962
−HK$7,109/mo
Today · 4.125%
HK$239,071
baseline
▲ 0.50% · 4.625%
HK$253,618
+HK$14,547/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$478,142/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,270
−HK$13,522/mo
▼ 0.25% · 3.875%
HK$256,982
−HK$6,810/mo
Today · 4.125%
HK$263,792
baseline
▲ 0.50% · 4.625%
HK$277,696
+HK$13,904/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$527,584/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,410 · Scale 2, in force from 26 Feb 2026)