LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,986
−HK$7,837/mo
▼ 0.25% · 3.875%
HK$128,874
−HK$3,949/mo
Today · 4.125%
HK$132,823
baseline
▲ 0.50% · 4.625%
HK$140,905
+HK$8,082/mo
Deposit HK$27.41M · loan HK$27.41M · min. income ≈ HK$265,646/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,329,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,045
−HK$7,513/mo
▼ 0.25% · 3.875%
HK$142,775
−HK$3,783/mo
Today · 4.125%
HK$146,558
baseline
▲ 0.50% · 4.625%
HK$154,283
+HK$7,725/mo
Deposit HK$27.41M · loan HK$27.41M · min. income ≈ HK$293,116/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,329,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,983
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$154,648
−HK$4,740/mo
Today · 4.125%
HK$159,388
baseline
▲ 0.50% · 4.625%
HK$169,087
+HK$9,699/mo
Deposit HK$21.92M · loan HK$32.89M · min. income ≈ HK$318,776/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,855
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$171,329
−HK$4,540/mo
Today · 4.125%
HK$175,869
baseline
▲ 0.50% · 4.625%
HK$185,139
+HK$9,270/mo
Deposit HK$21.92M · loan HK$32.89M · min. income ≈ HK$351,738/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,980
−HK$10,973/mo
▼ 0.25% · 3.875%
HK$180,423
−HK$5,530/mo
Today · 4.125%
HK$185,953
baseline
▲ 0.50% · 4.625%
HK$197,268
+HK$11,315/mo
Deposit HK$16.44M · loan HK$38.37M · min. income ≈ HK$371,906/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,664
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$199,884
−HK$5,297/mo
Today · 4.125%
HK$205,181
baseline
▲ 0.50% · 4.625%
HK$215,996
+HK$10,815/mo
Deposit HK$16.44M · loan HK$38.37M · min. income ≈ HK$410,362/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,974
−HK$14,108/mo
▼ 0.25% · 3.875%
HK$231,972
−HK$7,110/mo
Today · 4.125%
HK$239,082
baseline
▲ 0.50% · 4.625%
HK$253,630
+HK$14,548/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$478,164/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,282
−HK$13,522/mo
▼ 0.25% · 3.875%
HK$256,994
−HK$6,810/mo
Today · 4.125%
HK$263,804
baseline
▲ 0.50% · 4.625%
HK$277,709
+HK$13,905/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$527,608/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,517 · Scale 2, in force from 26 Feb 2026)