LTV · monthly repayment
▼ 0.50% · 3.625%
HK$124,988
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$128,876
−HK$3,950/mo
Today · 4.125%
HK$132,826
baseline
▲ 0.50% · 4.625%
HK$140,908
+HK$8,082/mo
Deposit HK$27.41M · loan HK$27.41M · min. income ≈ HK$265,652/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,329,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,048
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$142,777
−HK$3,783/mo
Today · 4.125%
HK$146,560
baseline
▲ 0.50% · 4.625%
HK$154,285
+HK$7,725/mo
Deposit HK$27.41M · loan HK$27.41M · min. income ≈ HK$293,120/mo (50% DSR)
Upfront cash ≈ HK$29.74M (deposit + AVD stamp duty HK$2,329,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,985
−HK$9,406/mo
▼ 0.25% · 3.875%
HK$154,651
−HK$4,740/mo
Today · 4.125%
HK$159,391
baseline
▲ 0.50% · 4.625%
HK$169,089
+HK$9,698/mo
Deposit HK$21.93M · loan HK$32.89M · min. income ≈ HK$318,782/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,857
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$171,332
−HK$4,540/mo
Today · 4.125%
HK$175,872
baseline
▲ 0.50% · 4.625%
HK$185,143
+HK$9,271/mo
Deposit HK$21.93M · loan HK$32.89M · min. income ≈ HK$351,744/mo (50% DSR)
Upfront cash ≈ HK$24.25M (deposit + AVD stamp duty HK$2,329,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,983
−HK$10,973/mo
▼ 0.25% · 3.875%
HK$180,426
−HK$5,530/mo
Today · 4.125%
HK$185,956
baseline
▲ 0.50% · 4.625%
HK$197,271
+HK$11,315/mo
Deposit HK$16.44M · loan HK$38.37M · min. income ≈ HK$371,912/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,667
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$199,888
−HK$5,296/mo
Today · 4.125%
HK$205,184
baseline
▲ 0.50% · 4.625%
HK$216,000
+HK$10,816/mo
Deposit HK$16.44M · loan HK$38.37M · min. income ≈ HK$410,368/mo (50% DSR)
Upfront cash ≈ HK$18.77M (deposit + AVD stamp duty HK$2,329,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,978
−HK$14,108/mo
▼ 0.25% · 3.875%
HK$231,976
−HK$7,110/mo
Today · 4.125%
HK$239,086
baseline
▲ 0.50% · 4.625%
HK$253,634
+HK$14,548/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$478,172/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,286
−HK$13,522/mo
▼ 0.25% · 3.875%
HK$256,998
−HK$6,810/mo
Today · 4.125%
HK$263,808
baseline
▲ 0.50% · 4.625%
HK$277,714
+HK$13,906/mo
Deposit HK$5.48M · loan HK$49.33M · min. income ≈ HK$527,616/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,329,556 · Scale 2, in force from 26 Feb 2026)