LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,026
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$128,915
−HK$3,951/mo
Today · 4.125%
HK$132,866
baseline
▲ 0.50% · 4.625%
HK$140,951
+HK$8,085/mo
Deposit HK$27.41M · loan HK$27.41M · min. income ≈ HK$265,732/mo (50% DSR)
Upfront cash ≈ HK$29.75M (deposit + AVD stamp duty HK$2,330,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,090
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$142,820
−HK$3,785/mo
Today · 4.125%
HK$146,605
baseline
▲ 0.50% · 4.625%
HK$154,332
+HK$7,727/mo
Deposit HK$27.41M · loan HK$27.41M · min. income ≈ HK$293,210/mo (50% DSR)
Upfront cash ≈ HK$29.75M (deposit + AVD stamp duty HK$2,330,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,031
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$154,698
−HK$4,741/mo
Today · 4.125%
HK$159,439
baseline
▲ 0.50% · 4.625%
HK$169,141
+HK$9,702/mo
Deposit HK$21.93M · loan HK$32.90M · min. income ≈ HK$318,878/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$2,330,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,908
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$171,384
−HK$4,542/mo
Today · 4.125%
HK$175,926
baseline
▲ 0.50% · 4.625%
HK$185,199
+HK$9,273/mo
Deposit HK$21.93M · loan HK$32.90M · min. income ≈ HK$351,852/mo (50% DSR)
Upfront cash ≈ HK$24.26M (deposit + AVD stamp duty HK$2,330,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,036
−HK$10,977/mo
▼ 0.25% · 3.875%
HK$180,481
−HK$5,532/mo
Today · 4.125%
HK$186,013
baseline
▲ 0.50% · 4.625%
HK$197,331
+HK$11,318/mo
Deposit HK$16.45M · loan HK$38.38M · min. income ≈ HK$372,026/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$2,330,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,726
−HK$10,520/mo
▼ 0.25% · 3.875%
HK$199,948
−HK$5,298/mo
Today · 4.125%
HK$205,246
baseline
▲ 0.50% · 4.625%
HK$216,065
+HK$10,819/mo
Deposit HK$16.45M · loan HK$38.38M · min. income ≈ HK$410,492/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$2,330,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,047
−HK$14,112/mo
▼ 0.25% · 3.875%
HK$232,047
−HK$7,112/mo
Today · 4.125%
HK$239,159
baseline
▲ 0.50% · 4.625%
HK$253,711
+HK$14,552/mo
Deposit HK$5.48M · loan HK$49.35M · min. income ≈ HK$478,318/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,330,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,362
−HK$13,526/mo
▼ 0.25% · 3.875%
HK$257,077
−HK$6,811/mo
Today · 4.125%
HK$263,888
baseline
▲ 0.50% · 4.625%
HK$277,798
+HK$13,910/mo
Deposit HK$5.48M · loan HK$49.35M · min. income ≈ HK$527,776/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,330,264 · Scale 2, in force from 26 Feb 2026)