LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,504
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,893
−HK$395/mo
Today · 4.125%
HK$13,288
baseline
▲ 0.50% · 4.625%
HK$14,097
+HK$809/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,576/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,911
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,284
−HK$378/mo
Today · 4.125%
HK$14,662
baseline
▲ 0.50% · 4.625%
HK$15,435
+HK$773/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,324/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,005
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,472
−HK$474/mo
Today · 4.125%
HK$15,946
baseline
▲ 0.50% · 4.625%
HK$16,916
+HK$970/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$31,892/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,693
−HK$902/mo
▼ 0.25% · 3.875%
HK$17,140
−HK$455/mo
Today · 4.125%
HK$17,595
baseline
▲ 0.50% · 4.625%
HK$18,522
+HK$927/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$35,190/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,506
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,050
−HK$553/mo
Today · 4.125%
HK$18,603
baseline
▲ 0.50% · 4.625%
HK$19,735
+HK$1,132/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$37,206/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,475
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,997
−HK$530/mo
Today · 4.125%
HK$20,527
baseline
▲ 0.50% · 4.625%
HK$21,609
+HK$1,082/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$41,054/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,507
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,207
−HK$712/mo
Today · 4.125%
HK$23,919
baseline
▲ 0.50% · 4.625%
HK$25,374
+HK$1,455/mo
Deposit HK$548K · loan HK$4.94M · min. income ≈ HK$47,838/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,039
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,711
−HK$681/mo
Today · 4.125%
HK$26,392
baseline
▲ 0.50% · 4.625%
HK$27,783
+HK$1,391/mo
Deposit HK$548K · loan HK$4.94M · min. income ≈ HK$52,784/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,382 · Scale 2, in force from 26 Feb 2026)