LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,047
−HK$7,842/mo
▼ 0.25% · 3.875%
HK$128,937
−HK$3,952/mo
Today · 4.125%
HK$132,889
baseline
▲ 0.50% · 4.625%
HK$140,975
+HK$8,086/mo
Deposit HK$27.42M · loan HK$27.42M · min. income ≈ HK$265,778/mo (50% DSR)
Upfront cash ≈ HK$29.75M (deposit + AVD stamp duty HK$2,330,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,114
−HK$7,516/mo
▼ 0.25% · 3.875%
HK$142,845
−HK$3,785/mo
Today · 4.125%
HK$146,630
baseline
▲ 0.50% · 4.625%
HK$154,359
+HK$7,729/mo
Deposit HK$27.42M · loan HK$27.42M · min. income ≈ HK$293,260/mo (50% DSR)
Upfront cash ≈ HK$29.75M (deposit + AVD stamp duty HK$2,330,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,057
−HK$9,410/mo
▼ 0.25% · 3.875%
HK$154,725
−HK$4,742/mo
Today · 4.125%
HK$159,467
baseline
▲ 0.50% · 4.625%
HK$169,170
+HK$9,703/mo
Deposit HK$21.94M · loan HK$32.90M · min. income ≈ HK$318,934/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,330,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,937
−HK$9,019/mo
▼ 0.25% · 3.875%
HK$171,414
−HK$4,542/mo
Today · 4.125%
HK$175,956
baseline
▲ 0.50% · 4.625%
HK$185,231
+HK$9,275/mo
Deposit HK$21.94M · loan HK$32.90M · min. income ≈ HK$351,912/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,330,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,066
−HK$10,979/mo
▼ 0.25% · 3.875%
HK$180,512
−HK$5,533/mo
Today · 4.125%
HK$186,045
baseline
▲ 0.50% · 4.625%
HK$197,365
+HK$11,320/mo
Deposit HK$16.45M · loan HK$38.39M · min. income ≈ HK$372,090/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$2,330,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,760
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$199,983
−HK$5,299/mo
Today · 4.125%
HK$205,282
baseline
▲ 0.50% · 4.625%
HK$216,103
+HK$10,821/mo
Deposit HK$16.45M · loan HK$38.39M · min. income ≈ HK$410,564/mo (50% DSR)
Upfront cash ≈ HK$18.78M (deposit + AVD stamp duty HK$2,330,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,085
−HK$14,115/mo
▼ 0.25% · 3.875%
HK$232,087
−HK$7,113/mo
Today · 4.125%
HK$239,200
baseline
▲ 0.50% · 4.625%
HK$253,755
+HK$14,555/mo
Deposit HK$5.48M · loan HK$49.36M · min. income ≈ HK$478,400/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,330,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,405
−HK$13,529/mo
▼ 0.25% · 3.875%
HK$257,121
−HK$6,813/mo
Today · 4.125%
HK$263,934
baseline
▲ 0.50% · 4.625%
HK$277,846
+HK$13,912/mo
Deposit HK$5.48M · loan HK$49.36M · min. income ≈ HK$527,868/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$2,330,667 · Scale 2, in force from 26 Feb 2026)