LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,071
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$128,962
−HK$3,953/mo
Today · 4.125%
HK$132,915
baseline
▲ 0.50% · 4.625%
HK$141,002
+HK$8,087/mo
Deposit HK$27.42M · loan HK$27.42M · min. income ≈ HK$265,830/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,141
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$142,872
−HK$3,786/mo
Today · 4.125%
HK$146,658
baseline
▲ 0.50% · 4.625%
HK$154,389
+HK$7,731/mo
Deposit HK$27.42M · loan HK$27.42M · min. income ≈ HK$293,316/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,086
−HK$9,411/mo
▼ 0.25% · 3.875%
HK$154,754
−HK$4,743/mo
Today · 4.125%
HK$159,497
baseline
▲ 0.50% · 4.625%
HK$169,203
+HK$9,706/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$318,994/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,969
−HK$9,021/mo
▼ 0.25% · 3.875%
HK$171,447
−HK$4,543/mo
Today · 4.125%
HK$175,990
baseline
▲ 0.50% · 4.625%
HK$185,266
+HK$9,276/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$351,980/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,100
−HK$10,980/mo
▼ 0.25% · 3.875%
HK$180,547
−HK$5,533/mo
Today · 4.125%
HK$186,080
baseline
▲ 0.50% · 4.625%
HK$197,403
+HK$11,323/mo
Deposit HK$16.45M · loan HK$38.39M · min. income ≈ HK$372,160/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,797
−HK$10,524/mo
▼ 0.25% · 3.875%
HK$200,021
−HK$5,300/mo
Today · 4.125%
HK$205,321
baseline
▲ 0.50% · 4.625%
HK$216,144
+HK$10,823/mo
Deposit HK$16.45M · loan HK$38.39M · min. income ≈ HK$410,642/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,129
−HK$14,117/mo
▼ 0.25% · 3.875%
HK$232,131
−HK$7,115/mo
Today · 4.125%
HK$239,246
baseline
▲ 0.50% · 4.625%
HK$253,804
+HK$14,558/mo
Deposit HK$5.48M · loan HK$49.36M · min. income ≈ HK$478,492/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,453
−HK$13,532/mo
▼ 0.25% · 3.875%
HK$257,170
−HK$6,815/mo
Today · 4.125%
HK$263,985
baseline
▲ 0.50% · 4.625%
HK$277,900
+HK$13,915/mo
Deposit HK$5.48M · loan HK$49.36M · min. income ≈ HK$527,970/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,115 · Scale 2, in force from 26 Feb 2026)