LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,073
−HK$7,843/mo
▼ 0.25% · 3.875%
HK$128,964
−HK$3,952/mo
Today · 4.125%
HK$132,916
baseline
▲ 0.50% · 4.625%
HK$141,004
+HK$8,088/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$265,832/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,143
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$142,875
−HK$3,785/mo
Today · 4.125%
HK$146,660
baseline
▲ 0.50% · 4.625%
HK$154,391
+HK$7,731/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$293,320/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,088
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$154,757
−HK$4,743/mo
Today · 4.125%
HK$159,500
baseline
▲ 0.50% · 4.625%
HK$169,205
+HK$9,705/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$319,000/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,971
−HK$9,021/mo
▼ 0.25% · 3.875%
HK$171,449
−HK$4,543/mo
Today · 4.125%
HK$175,992
baseline
▲ 0.50% · 4.625%
HK$185,269
+HK$9,277/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$351,984/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,103
−HK$10,980/mo
▼ 0.25% · 3.875%
HK$180,549
−HK$5,534/mo
Today · 4.125%
HK$186,083
baseline
▲ 0.50% · 4.625%
HK$197,406
+HK$11,323/mo
Deposit HK$16.46M · loan HK$38.40M · min. income ≈ HK$372,166/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,800
−HK$10,524/mo
▼ 0.25% · 3.875%
HK$200,024
−HK$5,300/mo
Today · 4.125%
HK$205,324
baseline
▲ 0.50% · 4.625%
HK$216,147
+HK$10,823/mo
Deposit HK$16.46M · loan HK$38.40M · min. income ≈ HK$410,648/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,132
−HK$14,118/mo
▼ 0.25% · 3.875%
HK$232,135
−HK$7,115/mo
Today · 4.125%
HK$239,250
baseline
▲ 0.50% · 4.625%
HK$253,807
+HK$14,557/mo
Deposit HK$5.49M · loan HK$49.37M · min. income ≈ HK$478,500/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,457
−HK$13,531/mo
▼ 0.25% · 3.875%
HK$257,174
−HK$6,814/mo
Today · 4.125%
HK$263,988
baseline
▲ 0.50% · 4.625%
HK$277,904
+HK$13,916/mo
Deposit HK$5.49M · loan HK$49.37M · min. income ≈ HK$527,976/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,148 · Scale 2, in force from 26 Feb 2026)