LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,082
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$128,973
−HK$3,953/mo
Today · 4.125%
HK$132,926
baseline
▲ 0.50% · 4.625%
HK$141,014
+HK$8,088/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$265,852/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,153
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$142,885
−HK$3,786/mo
Today · 4.125%
HK$146,671
baseline
▲ 0.50% · 4.625%
HK$154,402
+HK$7,731/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$293,342/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,099
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$154,767
−HK$4,744/mo
Today · 4.125%
HK$159,511
baseline
▲ 0.50% · 4.625%
HK$169,217
+HK$9,706/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$319,022/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,983
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,462
−HK$4,543/mo
Today · 4.125%
HK$176,005
baseline
▲ 0.50% · 4.625%
HK$185,282
+HK$9,277/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$352,010/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,115
−HK$10,981/mo
▼ 0.25% · 3.875%
HK$180,562
−HK$5,534/mo
Today · 4.125%
HK$186,096
baseline
▲ 0.50% · 4.625%
HK$197,420
+HK$11,324/mo
Deposit HK$16.46M · loan HK$38.40M · min. income ≈ HK$372,192/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,814
−HK$10,525/mo
▼ 0.25% · 3.875%
HK$200,038
−HK$5,301/mo
Today · 4.125%
HK$205,339
baseline
▲ 0.50% · 4.625%
HK$216,163
+HK$10,824/mo
Deposit HK$16.46M · loan HK$38.40M · min. income ≈ HK$410,678/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,148
−HK$14,119/mo
▼ 0.25% · 3.875%
HK$232,151
−HK$7,116/mo
Today · 4.125%
HK$239,267
baseline
▲ 0.50% · 4.625%
HK$253,825
+HK$14,558/mo
Deposit HK$5.49M · loan HK$49.37M · min. income ≈ HK$478,534/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,475
−HK$13,532/mo
▼ 0.25% · 3.875%
HK$257,192
−HK$6,815/mo
Today · 4.125%
HK$264,007
baseline
▲ 0.50% · 4.625%
HK$277,923
+HK$13,916/mo
Deposit HK$5.49M · loan HK$49.37M · min. income ≈ HK$528,014/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,313 · Scale 2, in force from 26 Feb 2026)