LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,090
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$128,981
−HK$3,953/mo
Today · 4.125%
HK$132,934
baseline
▲ 0.50% · 4.625%
HK$141,023
+HK$8,089/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$265,868/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,162
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$142,894
−HK$3,786/mo
Today · 4.125%
HK$146,680
baseline
▲ 0.50% · 4.625%
HK$154,412
+HK$7,732/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$293,360/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,108
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$154,777
−HK$4,744/mo
Today · 4.125%
HK$159,521
baseline
▲ 0.50% · 4.625%
HK$169,228
+HK$9,707/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$319,042/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,994
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,473
−HK$4,543/mo
Today · 4.125%
HK$176,016
baseline
▲ 0.50% · 4.625%
HK$185,294
+HK$9,278/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$352,032/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,126
−HK$10,982/mo
▼ 0.25% · 3.875%
HK$180,574
−HK$5,534/mo
Today · 4.125%
HK$186,108
baseline
▲ 0.50% · 4.625%
HK$197,432
+HK$11,324/mo
Deposit HK$16.46M · loan HK$38.40M · min. income ≈ HK$372,216/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,826
−HK$10,526/mo
▼ 0.25% · 3.875%
HK$200,051
−HK$5,301/mo
Today · 4.125%
HK$205,352
baseline
▲ 0.50% · 4.625%
HK$216,176
+HK$10,824/mo
Deposit HK$16.46M · loan HK$38.40M · min. income ≈ HK$410,704/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,162
−HK$14,120/mo
▼ 0.25% · 3.875%
HK$232,166
−HK$7,116/mo
Today · 4.125%
HK$239,282
baseline
▲ 0.50% · 4.625%
HK$253,842
+HK$14,560/mo
Deposit HK$5.49M · loan HK$49.37M · min. income ≈ HK$478,564/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,491
−HK$13,533/mo
▼ 0.25% · 3.875%
HK$257,209
−HK$6,815/mo
Today · 4.125%
HK$264,024
baseline
▲ 0.50% · 4.625%
HK$277,941
+HK$13,917/mo
Deposit HK$5.49M · loan HK$49.37M · min. income ≈ HK$528,048/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,462 · Scale 2, in force from 26 Feb 2026)