LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,091
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$128,982
−HK$3,953/mo
Today · 4.125%
HK$132,935
baseline
▲ 0.50% · 4.625%
HK$141,024
+HK$8,089/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$265,870/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,162
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$142,894
−HK$3,787/mo
Today · 4.125%
HK$146,681
baseline
▲ 0.50% · 4.625%
HK$154,412
+HK$7,731/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$293,362/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,109
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$154,778
−HK$4,744/mo
Today · 4.125%
HK$159,522
baseline
▲ 0.50% · 4.625%
HK$169,229
+HK$9,707/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$319,044/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,995
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$171,473
−HK$4,544/mo
Today · 4.125%
HK$176,017
baseline
▲ 0.50% · 4.625%
HK$185,295
+HK$9,278/mo
Deposit HK$21.94M · loan HK$32.91M · min. income ≈ HK$352,034/mo (50% DSR)
Upfront cash ≈ HK$24.27M (deposit + AVD stamp duty HK$2,331,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,127
−HK$10,982/mo
▼ 0.25% · 3.875%
HK$180,574
−HK$5,535/mo
Today · 4.125%
HK$186,109
baseline
▲ 0.50% · 4.625%
HK$197,433
+HK$11,324/mo
Deposit HK$16.46M · loan HK$38.40M · min. income ≈ HK$372,218/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,827
−HK$10,526/mo
▼ 0.25% · 3.875%
HK$200,052
−HK$5,301/mo
Today · 4.125%
HK$205,353
baseline
▲ 0.50% · 4.625%
HK$216,177
+HK$10,824/mo
Deposit HK$16.46M · loan HK$38.40M · min. income ≈ HK$410,706/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,163
−HK$14,120/mo
▼ 0.25% · 3.875%
HK$232,167
−HK$7,116/mo
Today · 4.125%
HK$239,283
baseline
▲ 0.50% · 4.625%
HK$253,843
+HK$14,560/mo
Deposit HK$5.49M · loan HK$49.37M · min. income ≈ HK$478,566/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,492
−HK$13,533/mo
▼ 0.25% · 3.875%
HK$257,210
−HK$6,815/mo
Today · 4.125%
HK$264,025
baseline
▲ 0.50% · 4.625%
HK$277,942
+HK$13,917/mo
Deposit HK$5.49M · loan HK$49.37M · min. income ≈ HK$528,050/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,474 · Scale 2, in force from 26 Feb 2026)