LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,107
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$128,999
−HK$3,954/mo
Today · 4.125%
HK$132,953
baseline
▲ 0.50% · 4.625%
HK$141,043
+HK$8,090/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$265,906/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,181
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$142,914
−HK$3,786/mo
Today · 4.125%
HK$146,700
baseline
▲ 0.50% · 4.625%
HK$154,433
+HK$7,733/mo
Deposit HK$27.43M · loan HK$27.43M · min. income ≈ HK$293,400/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$2,331,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,129
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$154,799
−HK$4,744/mo
Today · 4.125%
HK$159,543
baseline
▲ 0.50% · 4.625%
HK$169,251
+HK$9,708/mo
Deposit HK$21.95M · loan HK$32.92M · min. income ≈ HK$319,086/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,331,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,017
−HK$9,023/mo
▼ 0.25% · 3.875%
HK$171,496
−HK$4,544/mo
Today · 4.125%
HK$176,040
baseline
▲ 0.50% · 4.625%
HK$185,320
+HK$9,280/mo
Deposit HK$21.95M · loan HK$32.92M · min. income ≈ HK$352,080/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,331,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,150
−HK$10,984/mo
▼ 0.25% · 3.875%
HK$180,599
−HK$5,535/mo
Today · 4.125%
HK$186,134
baseline
▲ 0.50% · 4.625%
HK$197,460
+HK$11,326/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$372,268/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,853
−HK$10,527/mo
▼ 0.25% · 3.875%
HK$200,079
−HK$5,301/mo
Today · 4.125%
HK$205,380
baseline
▲ 0.50% · 4.625%
HK$216,206
+HK$10,826/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$410,760/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,331,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,193
−HK$14,122/mo
▼ 0.25% · 3.875%
HK$232,198
−HK$7,117/mo
Today · 4.125%
HK$239,315
baseline
▲ 0.50% · 4.625%
HK$253,877
+HK$14,562/mo
Deposit HK$5.49M · loan HK$49.38M · min. income ≈ HK$478,630/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,525
−HK$13,535/mo
▼ 0.25% · 3.875%
HK$257,244
−HK$6,816/mo
Today · 4.125%
HK$264,060
baseline
▲ 0.50% · 4.625%
HK$277,979
+HK$13,919/mo
Deposit HK$5.49M · loan HK$49.38M · min. income ≈ HK$528,120/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,331,785 · Scale 2, in force from 26 Feb 2026)