LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,119
−HK$7,846/mo
▼ 0.25% · 3.875%
HK$129,011
−HK$3,954/mo
Today · 4.125%
HK$132,965
baseline
▲ 0.50% · 4.625%
HK$141,056
+HK$8,091/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$265,930/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,194
−HK$7,520/mo
▼ 0.25% · 3.875%
HK$142,927
−HK$3,787/mo
Today · 4.125%
HK$146,714
baseline
▲ 0.50% · 4.625%
HK$154,448
+HK$7,734/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$293,428/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,143
−HK$9,415/mo
▼ 0.25% · 3.875%
HK$154,813
−HK$4,745/mo
Today · 4.125%
HK$159,558
baseline
▲ 0.50% · 4.625%
HK$169,267
+HK$9,709/mo
Deposit HK$21.95M · loan HK$32.92M · min. income ≈ HK$319,116/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,033
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$171,512
−HK$4,545/mo
Today · 4.125%
HK$176,057
baseline
▲ 0.50% · 4.625%
HK$185,337
+HK$9,280/mo
Deposit HK$21.95M · loan HK$32.92M · min. income ≈ HK$352,114/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,167
−HK$10,984/mo
▼ 0.25% · 3.875%
HK$180,615
−HK$5,536/mo
Today · 4.125%
HK$186,151
baseline
▲ 0.50% · 4.625%
HK$197,478
+HK$11,327/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$372,302/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,332,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,871
−HK$10,529/mo
▼ 0.25% · 3.875%
HK$200,098
−HK$5,302/mo
Today · 4.125%
HK$205,400
baseline
▲ 0.50% · 4.625%
HK$216,227
+HK$10,827/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$410,800/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,332,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,214
−HK$14,123/mo
▼ 0.25% · 3.875%
HK$232,220
−HK$7,117/mo
Today · 4.125%
HK$239,337
baseline
▲ 0.50% · 4.625%
HK$253,901
+HK$14,564/mo
Deposit HK$5.49M · loan HK$49.38M · min. income ≈ HK$478,674/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,549
−HK$13,536/mo
▼ 0.25% · 3.875%
HK$257,268
−HK$6,817/mo
Today · 4.125%
HK$264,085
baseline
▲ 0.50% · 4.625%
HK$278,006
+HK$13,921/mo
Deposit HK$5.49M · loan HK$49.38M · min. income ≈ HK$528,170/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,003 · Scale 2, in force from 26 Feb 2026)