LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,512
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,901
−HK$396/mo
Today · 4.125%
HK$13,297
baseline
▲ 0.50% · 4.625%
HK$14,106
+HK$809/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,594/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,920
−HK$752/mo
▼ 0.25% · 3.875%
HK$14,293
−HK$379/mo
Today · 4.125%
HK$14,672
baseline
▲ 0.50% · 4.625%
HK$15,445
+HK$773/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,344/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,015
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,482
−HK$474/mo
Today · 4.125%
HK$15,956
baseline
▲ 0.50% · 4.625%
HK$16,927
+HK$971/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$31,912/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,704
−HK$902/mo
▼ 0.25% · 3.875%
HK$17,152
−HK$454/mo
Today · 4.125%
HK$17,606
baseline
▲ 0.50% · 4.625%
HK$18,534
+HK$928/mo
Deposit HK$2.19M · loan HK$3.29M · min. income ≈ HK$35,212/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,517
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,062
−HK$553/mo
Today · 4.125%
HK$18,615
baseline
▲ 0.50% · 4.625%
HK$19,748
+HK$1,133/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$37,230/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,487
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,010
−HK$530/mo
Today · 4.125%
HK$20,540
baseline
▲ 0.50% · 4.625%
HK$21,623
+HK$1,083/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$41,080/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,522
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,222
−HK$712/mo
Today · 4.125%
HK$23,934
baseline
▲ 0.50% · 4.625%
HK$25,390
+HK$1,456/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,868/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,055
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,727
−HK$682/mo
Today · 4.125%
HK$26,409
baseline
▲ 0.50% · 4.625%
HK$27,801
+HK$1,392/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$52,818/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,462 · Scale 2, in force from 26 Feb 2026)