LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,127
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$129,019
−HK$3,955/mo
Today · 4.125%
HK$132,974
baseline
▲ 0.50% · 4.625%
HK$141,065
+HK$8,091/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$265,948/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,203
−HK$7,520/mo
▼ 0.25% · 3.875%
HK$142,936
−HK$3,787/mo
Today · 4.125%
HK$146,723
baseline
▲ 0.50% · 4.625%
HK$154,457
+HK$7,734/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$293,446/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,152
−HK$9,416/mo
▼ 0.25% · 3.875%
HK$154,823
−HK$4,745/mo
Today · 4.125%
HK$159,568
baseline
▲ 0.50% · 4.625%
HK$169,278
+HK$9,710/mo
Deposit HK$21.95M · loan HK$32.92M · min. income ≈ HK$319,136/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,043
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$171,523
−HK$4,545/mo
Today · 4.125%
HK$176,068
baseline
▲ 0.50% · 4.625%
HK$185,349
+HK$9,281/mo
Deposit HK$21.95M · loan HK$32.92M · min. income ≈ HK$352,136/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,178
−HK$10,985/mo
▼ 0.25% · 3.875%
HK$180,627
−HK$5,536/mo
Today · 4.125%
HK$186,163
baseline
▲ 0.50% · 4.625%
HK$197,491
+HK$11,328/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$372,326/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,332,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,884
−HK$10,529/mo
▼ 0.25% · 3.875%
HK$200,110
−HK$5,303/mo
Today · 4.125%
HK$205,413
baseline
▲ 0.50% · 4.625%
HK$216,240
+HK$10,827/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$410,826/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,332,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,229
−HK$14,124/mo
▼ 0.25% · 3.875%
HK$232,235
−HK$7,118/mo
Today · 4.125%
HK$239,353
baseline
▲ 0.50% · 4.625%
HK$253,917
+HK$14,564/mo
Deposit HK$5.49M · loan HK$49.39M · min. income ≈ HK$478,706/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,565
−HK$13,537/mo
▼ 0.25% · 3.875%
HK$257,285
−HK$6,817/mo
Today · 4.125%
HK$264,102
baseline
▲ 0.50% · 4.625%
HK$278,023
+HK$13,921/mo
Deposit HK$5.49M · loan HK$49.39M · min. income ≈ HK$528,204/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,150 · Scale 2, in force from 26 Feb 2026)