LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,128
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$129,020
−HK$3,955/mo
Today · 4.125%
HK$132,975
baseline
▲ 0.50% · 4.625%
HK$141,066
+HK$8,091/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$265,950/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,204
−HK$7,521/mo
▼ 0.25% · 3.875%
HK$142,937
−HK$3,788/mo
Today · 4.125%
HK$146,725
baseline
▲ 0.50% · 4.625%
HK$154,459
+HK$7,734/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$293,450/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,154
−HK$9,416/mo
▼ 0.25% · 3.875%
HK$154,824
−HK$4,746/mo
Today · 4.125%
HK$159,570
baseline
▲ 0.50% · 4.625%
HK$169,279
+HK$9,709/mo
Deposit HK$21.95M · loan HK$32.92M · min. income ≈ HK$319,140/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,045
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$171,525
−HK$4,545/mo
Today · 4.125%
HK$176,070
baseline
▲ 0.50% · 4.625%
HK$185,350
+HK$9,280/mo
Deposit HK$21.95M · loan HK$32.92M · min. income ≈ HK$352,140/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,179
−HK$10,986/mo
▼ 0.25% · 3.875%
HK$180,629
−HK$5,536/mo
Today · 4.125%
HK$186,165
baseline
▲ 0.50% · 4.625%
HK$197,492
+HK$11,327/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$372,330/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,332,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,885
−HK$10,529/mo
▼ 0.25% · 3.875%
HK$200,112
−HK$5,302/mo
Today · 4.125%
HK$205,414
baseline
▲ 0.50% · 4.625%
HK$216,242
+HK$10,828/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$410,828/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,332,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,231
−HK$14,124/mo
▼ 0.25% · 3.875%
HK$232,237
−HK$7,118/mo
Today · 4.125%
HK$239,355
baseline
▲ 0.50% · 4.625%
HK$253,919
+HK$14,564/mo
Deposit HK$5.49M · loan HK$49.39M · min. income ≈ HK$478,710/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,567
−HK$13,537/mo
▼ 0.25% · 3.875%
HK$257,287
−HK$6,817/mo
Today · 4.125%
HK$264,104
baseline
▲ 0.50% · 4.625%
HK$278,026
+HK$13,922/mo
Deposit HK$5.49M · loan HK$49.39M · min. income ≈ HK$528,208/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,172 · Scale 2, in force from 26 Feb 2026)