LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,129
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$129,021
−HK$3,955/mo
Today · 4.125%
HK$132,976
baseline
▲ 0.50% · 4.625%
HK$141,067
+HK$8,091/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$265,952/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,205
−HK$7,521/mo
▼ 0.25% · 3.875%
HK$142,938
−HK$3,788/mo
Today · 4.125%
HK$146,726
baseline
▲ 0.50% · 4.625%
HK$154,460
+HK$7,734/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$293,452/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,155
−HK$9,416/mo
▼ 0.25% · 3.875%
HK$154,826
−HK$4,745/mo
Today · 4.125%
HK$159,571
baseline
▲ 0.50% · 4.625%
HK$169,281
+HK$9,710/mo
Deposit HK$21.95M · loan HK$32.93M · min. income ≈ HK$319,142/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,046
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$171,526
−HK$4,545/mo
Today · 4.125%
HK$176,071
baseline
▲ 0.50% · 4.625%
HK$185,352
+HK$9,281/mo
Deposit HK$21.95M · loan HK$32.93M · min. income ≈ HK$352,142/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,181
−HK$10,985/mo
▼ 0.25% · 3.875%
HK$180,630
−HK$5,536/mo
Today · 4.125%
HK$186,166
baseline
▲ 0.50% · 4.625%
HK$197,494
+HK$11,328/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$372,332/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,332,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,887
−HK$10,529/mo
▼ 0.25% · 3.875%
HK$200,114
−HK$5,302/mo
Today · 4.125%
HK$205,416
baseline
▲ 0.50% · 4.625%
HK$216,244
+HK$10,828/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$410,832/mo (50% DSR)
Upfront cash ≈ HK$18.79M (deposit + AVD stamp duty HK$2,332,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,233
−HK$14,124/mo
▼ 0.25% · 3.875%
HK$232,239
−HK$7,118/mo
Today · 4.125%
HK$239,357
baseline
▲ 0.50% · 4.625%
HK$253,921
+HK$14,564/mo
Deposit HK$5.49M · loan HK$49.39M · min. income ≈ HK$478,714/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,569
−HK$13,538/mo
▼ 0.25% · 3.875%
HK$257,289
−HK$6,818/mo
Today · 4.125%
HK$264,107
baseline
▲ 0.50% · 4.625%
HK$278,028
+HK$13,921/mo
Deposit HK$5.49M · loan HK$49.39M · min. income ≈ HK$528,214/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,191 · Scale 2, in force from 26 Feb 2026)