LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,135
−HK$7,847/mo
▼ 0.25% · 3.875%
HK$129,027
−HK$3,955/mo
Today · 4.125%
HK$132,982
baseline
▲ 0.50% · 4.625%
HK$141,074
+HK$8,092/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$265,964/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,211
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$142,945
−HK$3,788/mo
Today · 4.125%
HK$146,733
baseline
▲ 0.50% · 4.625%
HK$154,467
+HK$7,734/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$293,466/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,162
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$154,833
−HK$4,746/mo
Today · 4.125%
HK$159,579
baseline
▲ 0.50% · 4.625%
HK$169,289
+HK$9,710/mo
Deposit HK$21.95M · loan HK$32.93M · min. income ≈ HK$319,158/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,054
−HK$9,025/mo
▼ 0.25% · 3.875%
HK$171,534
−HK$4,545/mo
Today · 4.125%
HK$176,079
baseline
▲ 0.50% · 4.625%
HK$185,361
+HK$9,282/mo
Deposit HK$21.95M · loan HK$32.93M · min. income ≈ HK$352,158/mo (50% DSR)
Upfront cash ≈ HK$24.28M (deposit + AVD stamp duty HK$2,332,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,189
−HK$10,986/mo
▼ 0.25% · 3.875%
HK$180,638
−HK$5,537/mo
Today · 4.125%
HK$186,175
baseline
▲ 0.50% · 4.625%
HK$197,503
+HK$11,328/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$372,350/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,332,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,896
−HK$10,530/mo
▼ 0.25% · 3.875%
HK$200,123
−HK$5,303/mo
Today · 4.125%
HK$205,426
baseline
▲ 0.50% · 4.625%
HK$216,254
+HK$10,828/mo
Deposit HK$16.46M · loan HK$38.41M · min. income ≈ HK$410,852/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,332,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,243
−HK$14,125/mo
▼ 0.25% · 3.875%
HK$232,249
−HK$7,119/mo
Today · 4.125%
HK$239,368
baseline
▲ 0.50% · 4.625%
HK$253,933
+HK$14,565/mo
Deposit HK$5.49M · loan HK$49.39M · min. income ≈ HK$478,736/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,581
−HK$13,538/mo
▼ 0.25% · 3.875%
HK$257,301
−HK$6,818/mo
Today · 4.125%
HK$264,119
baseline
▲ 0.50% · 4.625%
HK$278,041
+HK$13,922/mo
Deposit HK$5.49M · loan HK$49.39M · min. income ≈ HK$528,238/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,299 · Scale 2, in force from 26 Feb 2026)