LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,514
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,903
−HK$396/mo
Today · 4.125%
HK$13,299
baseline
▲ 0.50% · 4.625%
HK$14,108
+HK$809/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,598/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,922
−HK$752/mo
▼ 0.25% · 3.875%
HK$14,295
−HK$379/mo
Today · 4.125%
HK$14,674
baseline
▲ 0.50% · 4.625%
HK$15,447
+HK$773/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,348/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,017
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,484
−HK$474/mo
Today · 4.125%
HK$15,958
baseline
▲ 0.50% · 4.625%
HK$16,929
+HK$971/mo
Deposit HK$2.20M · loan HK$3.29M · min. income ≈ HK$31,916/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,706
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,154
−HK$455/mo
Today · 4.125%
HK$17,609
baseline
▲ 0.50% · 4.625%
HK$18,537
+HK$928/mo
Deposit HK$2.20M · loan HK$3.29M · min. income ≈ HK$35,218/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,520
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,064
−HK$554/mo
Today · 4.125%
HK$18,618
baseline
▲ 0.50% · 4.625%
HK$19,751
+HK$1,133/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$37,236/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,490
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,013
−HK$530/mo
Today · 4.125%
HK$20,543
baseline
▲ 0.50% · 4.625%
HK$21,626
+HK$1,083/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$41,086/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,525
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,226
−HK$712/mo
Today · 4.125%
HK$23,938
baseline
▲ 0.50% · 4.625%
HK$25,394
+HK$1,456/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,876/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,059
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,731
−HK$682/mo
Today · 4.125%
HK$26,413
baseline
▲ 0.50% · 4.625%
HK$27,805
+HK$1,392/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$52,826/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,480 · Scale 2, in force from 26 Feb 2026)