LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,515
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,904
−HK$395/mo
Today · 4.125%
HK$13,299
baseline
▲ 0.50% · 4.625%
HK$14,109
+HK$810/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,598/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,922
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,296
−HK$379/mo
Today · 4.125%
HK$14,675
baseline
▲ 0.50% · 4.625%
HK$15,448
+HK$773/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,350/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,018
−HK$941/mo
▼ 0.25% · 3.875%
HK$15,485
−HK$474/mo
Today · 4.125%
HK$15,959
baseline
▲ 0.50% · 4.625%
HK$16,930
+HK$971/mo
Deposit HK$2.20M · loan HK$3.29M · min. income ≈ HK$31,918/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,707
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,155
−HK$455/mo
Today · 4.125%
HK$17,610
baseline
▲ 0.50% · 4.625%
HK$18,538
+HK$928/mo
Deposit HK$2.20M · loan HK$3.29M · min. income ≈ HK$35,220/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,520
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,065
−HK$554/mo
Today · 4.125%
HK$18,619
baseline
▲ 0.50% · 4.625%
HK$19,752
+HK$1,133/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$37,238/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,491
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,014
−HK$530/mo
Today · 4.125%
HK$20,544
baseline
▲ 0.50% · 4.625%
HK$21,627
+HK$1,083/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$41,088/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,526
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,227
−HK$712/mo
Today · 4.125%
HK$23,939
baseline
▲ 0.50% · 4.625%
HK$25,396
+HK$1,457/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,878/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,060
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,732
−HK$682/mo
Today · 4.125%
HK$26,414
baseline
▲ 0.50% · 4.625%
HK$27,807
+HK$1,393/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$52,828/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,486 · Scale 2, in force from 26 Feb 2026)