LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,151
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$129,044
−HK$3,955/mo
Today · 4.125%
HK$132,999
baseline
▲ 0.50% · 4.625%
HK$141,092
+HK$8,093/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$265,998/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,229
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$142,963
−HK$3,788/mo
Today · 4.125%
HK$146,751
baseline
▲ 0.50% · 4.625%
HK$154,487
+HK$7,736/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$293,502/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$2,332,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,181
−HK$9,418/mo
▼ 0.25% · 3.875%
HK$154,853
−HK$4,746/mo
Today · 4.125%
HK$159,599
baseline
▲ 0.50% · 4.625%
HK$169,310
+HK$9,711/mo
Deposit HK$21.95M · loan HK$32.93M · min. income ≈ HK$319,198/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$2,332,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,075
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,556
−HK$4,546/mo
Today · 4.125%
HK$176,102
baseline
▲ 0.50% · 4.625%
HK$185,384
+HK$9,282/mo
Deposit HK$21.95M · loan HK$32.93M · min. income ≈ HK$352,204/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$2,332,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,211
−HK$10,988/mo
▼ 0.25% · 3.875%
HK$180,662
−HK$5,537/mo
Today · 4.125%
HK$186,199
baseline
▲ 0.50% · 4.625%
HK$197,529
+HK$11,330/mo
Deposit HK$16.47M · loan HK$38.42M · min. income ≈ HK$372,398/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,332,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,921
−HK$10,531/mo
▼ 0.25% · 3.875%
HK$200,149
−HK$5,303/mo
Today · 4.125%
HK$205,452
baseline
▲ 0.50% · 4.625%
HK$216,282
+HK$10,830/mo
Deposit HK$16.47M · loan HK$38.42M · min. income ≈ HK$410,904/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,332,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,272
−HK$14,126/mo
▼ 0.25% · 3.875%
HK$232,279
−HK$7,119/mo
Today · 4.125%
HK$239,398
baseline
▲ 0.50% · 4.625%
HK$253,965
+HK$14,567/mo
Deposit HK$5.49M · loan HK$49.40M · min. income ≈ HK$478,796/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,613
−HK$13,540/mo
▼ 0.25% · 3.875%
HK$257,334
−HK$6,819/mo
Today · 4.125%
HK$264,153
baseline
▲ 0.50% · 4.625%
HK$278,076
+HK$13,923/mo
Deposit HK$5.49M · loan HK$49.40M · min. income ≈ HK$528,306/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,598 · Scale 2, in force from 26 Feb 2026)