LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,153
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$129,046
−HK$3,955/mo
Today · 4.125%
HK$133,001
baseline
▲ 0.50% · 4.625%
HK$141,094
+HK$8,093/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$266,002/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,332,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,231
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$142,966
−HK$3,788/mo
Today · 4.125%
HK$146,754
baseline
▲ 0.50% · 4.625%
HK$154,489
+HK$7,735/mo
Deposit HK$27.44M · loan HK$27.44M · min. income ≈ HK$293,508/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,332,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,184
−HK$9,417/mo
▼ 0.25% · 3.875%
HK$154,855
−HK$4,746/mo
Today · 4.125%
HK$159,601
baseline
▲ 0.50% · 4.625%
HK$169,313
+HK$9,712/mo
Deposit HK$21.95M · loan HK$32.93M · min. income ≈ HK$319,202/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$2,332,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,078
−HK$9,026/mo
▼ 0.25% · 3.875%
HK$171,559
−HK$4,545/mo
Today · 4.125%
HK$176,104
baseline
▲ 0.50% · 4.625%
HK$185,387
+HK$9,283/mo
Deposit HK$21.95M · loan HK$32.93M · min. income ≈ HK$352,208/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$2,332,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,214
−HK$10,988/mo
▼ 0.25% · 3.875%
HK$180,664
−HK$5,538/mo
Today · 4.125%
HK$186,202
baseline
▲ 0.50% · 4.625%
HK$197,532
+HK$11,330/mo
Deposit HK$16.47M · loan HK$38.42M · min. income ≈ HK$372,404/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,332,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,924
−HK$10,531/mo
▼ 0.25% · 3.875%
HK$200,152
−HK$5,303/mo
Today · 4.125%
HK$205,455
baseline
▲ 0.50% · 4.625%
HK$216,285
+HK$10,830/mo
Deposit HK$16.47M · loan HK$38.42M · min. income ≈ HK$410,910/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,332,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,275
−HK$14,127/mo
▼ 0.25% · 3.875%
HK$232,283
−HK$7,119/mo
Today · 4.125%
HK$239,402
baseline
▲ 0.50% · 4.625%
HK$253,969
+HK$14,567/mo
Deposit HK$5.49M · loan HK$49.40M · min. income ≈ HK$478,804/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,617
−HK$13,540/mo
▼ 0.25% · 3.875%
HK$257,338
−HK$6,819/mo
Today · 4.125%
HK$264,157
baseline
▲ 0.50% · 4.625%
HK$278,081
+HK$13,924/mo
Deposit HK$5.49M · loan HK$49.40M · min. income ≈ HK$528,314/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,633 · Scale 2, in force from 26 Feb 2026)