LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,515
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,905
−HK$395/mo
Today · 4.125%
HK$13,300
baseline
▲ 0.50% · 4.625%
HK$14,109
+HK$809/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$26,600/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,923
−HK$752/mo
▼ 0.25% · 3.875%
HK$14,297
−HK$378/mo
Today · 4.125%
HK$14,675
baseline
▲ 0.50% · 4.625%
HK$15,449
+HK$774/mo
Deposit HK$2.74M · loan HK$2.74M · min. income ≈ HK$29,350/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,018
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,486
−HK$474/mo
Today · 4.125%
HK$15,960
baseline
▲ 0.50% · 4.625%
HK$16,931
+HK$971/mo
Deposit HK$2.20M · loan HK$3.29M · min. income ≈ HK$31,920/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,708
−HK$903/mo
▼ 0.25% · 3.875%
HK$17,156
−HK$455/mo
Today · 4.125%
HK$17,611
baseline
▲ 0.50% · 4.625%
HK$18,539
+HK$928/mo
Deposit HK$2.20M · loan HK$3.29M · min. income ≈ HK$35,222/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,521
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,067
−HK$553/mo
Today · 4.125%
HK$18,620
baseline
▲ 0.50% · 4.625%
HK$19,753
+HK$1,133/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$37,240/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,492
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,015
−HK$531/mo
Today · 4.125%
HK$20,546
baseline
▲ 0.50% · 4.625%
HK$21,629
+HK$1,083/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$41,092/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,528
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,228
−HK$712/mo
Today · 4.125%
HK$23,940
baseline
▲ 0.50% · 4.625%
HK$25,397
+HK$1,457/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,880/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,062
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,734
−HK$682/mo
Today · 4.125%
HK$26,416
baseline
▲ 0.50% · 4.625%
HK$27,808
+HK$1,392/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$52,832/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$123,493 · Scale 2, in force from 26 Feb 2026)