LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,164
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$129,057
−HK$3,956/mo
Today · 4.125%
HK$133,013
baseline
▲ 0.50% · 4.625%
HK$141,107
+HK$8,094/mo
Deposit HK$27.45M · loan HK$27.45M · min. income ≈ HK$266,026/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,332,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,244
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$142,978
−HK$3,789/mo
Today · 4.125%
HK$146,767
baseline
▲ 0.50% · 4.625%
HK$154,503
+HK$7,736/mo
Deposit HK$27.45M · loan HK$27.45M · min. income ≈ HK$293,534/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,332,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,197
−HK$9,419/mo
▼ 0.25% · 3.875%
HK$154,869
−HK$4,747/mo
Today · 4.125%
HK$159,616
baseline
▲ 0.50% · 4.625%
HK$169,328
+HK$9,712/mo
Deposit HK$21.96M · loan HK$32.93M · min. income ≈ HK$319,232/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$2,332,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,093
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$171,574
−HK$4,546/mo
Today · 4.125%
HK$176,120
baseline
▲ 0.50% · 4.625%
HK$185,404
+HK$9,284/mo
Deposit HK$21.96M · loan HK$32.93M · min. income ≈ HK$352,240/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$2,332,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,230
−HK$10,988/mo
▼ 0.25% · 3.875%
HK$180,680
−HK$5,538/mo
Today · 4.125%
HK$186,218
baseline
▲ 0.50% · 4.625%
HK$197,549
+HK$11,331/mo
Deposit HK$16.47M · loan HK$38.42M · min. income ≈ HK$372,436/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,332,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,941
−HK$10,532/mo
▼ 0.25% · 3.875%
HK$200,170
−HK$5,303/mo
Today · 4.125%
HK$205,473
baseline
▲ 0.50% · 4.625%
HK$216,304
+HK$10,831/mo
Deposit HK$16.47M · loan HK$38.42M · min. income ≈ HK$410,946/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,332,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,295
−HK$14,128/mo
▼ 0.25% · 3.875%
HK$232,303
−HK$7,120/mo
Today · 4.125%
HK$239,423
baseline
▲ 0.50% · 4.625%
HK$253,992
+HK$14,569/mo
Deposit HK$5.49M · loan HK$49.40M · min. income ≈ HK$478,846/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,639
−HK$13,541/mo
▼ 0.25% · 3.875%
HK$257,361
−HK$6,819/mo
Today · 4.125%
HK$264,180
baseline
▲ 0.50% · 4.625%
HK$278,105
+HK$13,925/mo
Deposit HK$5.49M · loan HK$49.40M · min. income ≈ HK$528,360/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,332,842 · Scale 2, in force from 26 Feb 2026)