LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,185
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$129,079
−HK$3,956/mo
Today · 4.125%
HK$133,035
baseline
▲ 0.50% · 4.625%
HK$141,130
+HK$8,095/mo
Deposit HK$27.45M · loan HK$27.45M · min. income ≈ HK$266,070/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,267
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$143,002
−HK$3,789/mo
Today · 4.125%
HK$146,791
baseline
▲ 0.50% · 4.625%
HK$154,529
+HK$7,738/mo
Deposit HK$27.45M · loan HK$27.45M · min. income ≈ HK$293,582/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$2,333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,222
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$154,895
−HK$4,747/mo
Today · 4.125%
HK$159,642
baseline
▲ 0.50% · 4.625%
HK$169,356
+HK$9,714/mo
Deposit HK$21.96M · loan HK$32.94M · min. income ≈ HK$319,284/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$2,333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,121
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$171,603
−HK$4,547/mo
Today · 4.125%
HK$176,150
baseline
▲ 0.50% · 4.625%
HK$185,435
+HK$9,285/mo
Deposit HK$21.96M · loan HK$32.94M · min. income ≈ HK$352,300/mo (50% DSR)
Upfront cash ≈ HK$24.29M (deposit + AVD stamp duty HK$2,333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,259
−HK$10,991/mo
▼ 0.25% · 3.875%
HK$180,711
−HK$5,539/mo
Today · 4.125%
HK$186,250
baseline
▲ 0.50% · 4.625%
HK$197,582
+HK$11,332/mo
Deposit HK$16.47M · loan HK$38.43M · min. income ≈ HK$372,500/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,974
−HK$10,534/mo
▼ 0.25% · 3.875%
HK$200,203
−HK$5,305/mo
Today · 4.125%
HK$205,508
baseline
▲ 0.50% · 4.625%
HK$216,341
+HK$10,833/mo
Deposit HK$16.47M · loan HK$38.43M · min. income ≈ HK$411,016/mo (50% DSR)
Upfront cash ≈ HK$18.80M (deposit + AVD stamp duty HK$2,333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,333
−HK$14,131/mo
▼ 0.25% · 3.875%
HK$232,342
−HK$7,122/mo
Today · 4.125%
HK$239,464
baseline
▲ 0.50% · 4.625%
HK$254,035
+HK$14,571/mo
Deposit HK$5.49M · loan HK$49.41M · min. income ≈ HK$478,928/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,333,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,681
−HK$13,544/mo
▼ 0.25% · 3.875%
HK$257,404
−HK$6,821/mo
Today · 4.125%
HK$264,225
baseline
▲ 0.50% · 4.625%
HK$278,152
+HK$13,927/mo
Deposit HK$5.49M · loan HK$49.41M · min. income ≈ HK$528,450/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,333,234 · Scale 2, in force from 26 Feb 2026)