LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,206
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$129,101
−HK$3,957/mo
Today · 4.125%
HK$133,058
baseline
▲ 0.50% · 4.625%
HK$141,154
+HK$8,096/mo
Deposit HK$27.45M · loan HK$27.45M · min. income ≈ HK$266,116/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,333,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,290
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$143,026
−HK$3,790/mo
Today · 4.125%
HK$146,816
baseline
▲ 0.50% · 4.625%
HK$154,555
+HK$7,739/mo
Deposit HK$27.45M · loan HK$27.45M · min. income ≈ HK$293,632/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,333,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,247
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$154,921
−HK$4,748/mo
Today · 4.125%
HK$159,669
baseline
▲ 0.50% · 4.625%
HK$169,385
+HK$9,716/mo
Deposit HK$21.96M · loan HK$32.95M · min. income ≈ HK$319,338/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$2,333,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,149
−HK$9,030/mo
▼ 0.25% · 3.875%
HK$171,631
−HK$4,548/mo
Today · 4.125%
HK$176,179
baseline
▲ 0.50% · 4.625%
HK$185,466
+HK$9,287/mo
Deposit HK$21.96M · loan HK$32.95M · min. income ≈ HK$352,358/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$2,333,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,288
−HK$10,993/mo
▼ 0.25% · 3.875%
HK$180,741
−HK$5,540/mo
Today · 4.125%
HK$186,281
baseline
▲ 0.50% · 4.625%
HK$197,615
+HK$11,334/mo
Deposit HK$16.47M · loan HK$38.44M · min. income ≈ HK$372,562/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,333,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,007
−HK$10,535/mo
▼ 0.25% · 3.875%
HK$200,237
−HK$5,305/mo
Today · 4.125%
HK$205,542
baseline
▲ 0.50% · 4.625%
HK$216,377
+HK$10,835/mo
Deposit HK$16.47M · loan HK$38.44M · min. income ≈ HK$411,084/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,333,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,371
−HK$14,133/mo
▼ 0.25% · 3.875%
HK$232,381
−HK$7,123/mo
Today · 4.125%
HK$239,504
baseline
▲ 0.50% · 4.625%
HK$254,077
+HK$14,573/mo
Deposit HK$5.49M · loan HK$49.42M · min. income ≈ HK$479,008/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,333,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,723
−HK$13,546/mo
▼ 0.25% · 3.875%
HK$257,447
−HK$6,822/mo
Today · 4.125%
HK$264,269
baseline
▲ 0.50% · 4.625%
HK$278,199
+HK$13,930/mo
Deposit HK$5.49M · loan HK$49.42M · min. income ≈ HK$528,538/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,333,623 · Scale 2, in force from 26 Feb 2026)