LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,208
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$129,103
−HK$3,957/mo
Today · 4.125%
HK$133,060
baseline
▲ 0.50% · 4.625%
HK$141,157
+HK$8,097/mo
Deposit HK$27.45M · loan HK$27.45M · min. income ≈ HK$266,120/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,333,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,293
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$143,029
−HK$3,790/mo
Today · 4.125%
HK$146,819
baseline
▲ 0.50% · 4.625%
HK$154,558
+HK$7,739/mo
Deposit HK$27.45M · loan HK$27.45M · min. income ≈ HK$293,638/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,333,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,250
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$154,924
−HK$4,748/mo
Today · 4.125%
HK$159,672
baseline
▲ 0.50% · 4.625%
HK$169,388
+HK$9,716/mo
Deposit HK$21.96M · loan HK$32.95M · min. income ≈ HK$319,344/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$2,333,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,152
−HK$9,030/mo
▼ 0.25% · 3.875%
HK$171,635
−HK$4,547/mo
Today · 4.125%
HK$176,182
baseline
▲ 0.50% · 4.625%
HK$185,469
+HK$9,287/mo
Deposit HK$21.96M · loan HK$32.95M · min. income ≈ HK$352,364/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$2,333,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,292
−HK$10,992/mo
▼ 0.25% · 3.875%
HK$180,744
−HK$5,540/mo
Today · 4.125%
HK$186,284
baseline
▲ 0.50% · 4.625%
HK$197,619
+HK$11,335/mo
Deposit HK$16.47M · loan HK$38.44M · min. income ≈ HK$372,568/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,333,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,010
−HK$10,536/mo
▼ 0.25% · 3.875%
HK$200,240
−HK$5,306/mo
Today · 4.125%
HK$205,546
baseline
▲ 0.50% · 4.625%
HK$216,381
+HK$10,835/mo
Deposit HK$16.47M · loan HK$38.44M · min. income ≈ HK$411,092/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,333,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,375
−HK$14,133/mo
▼ 0.25% · 3.875%
HK$232,386
−HK$7,122/mo
Today · 4.125%
HK$239,508
baseline
▲ 0.50% · 4.625%
HK$254,082
+HK$14,574/mo
Deposit HK$5.49M · loan HK$49.42M · min. income ≈ HK$479,016/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,333,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,728
−HK$13,546/mo
▼ 0.25% · 3.875%
HK$257,452
−HK$6,822/mo
Today · 4.125%
HK$264,274
baseline
▲ 0.50% · 4.625%
HK$278,204
+HK$13,930/mo
Deposit HK$5.49M · loan HK$49.42M · min. income ≈ HK$528,548/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$2,333,668 · Scale 2, in force from 26 Feb 2026)