LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,217
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$129,112
−HK$3,957/mo
Today · 4.125%
HK$133,069
baseline
▲ 0.50% · 4.625%
HK$141,166
+HK$8,097/mo
Deposit HK$27.46M · loan HK$27.46M · min. income ≈ HK$266,138/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,333,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,303
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$143,039
−HK$3,790/mo
Today · 4.125%
HK$146,829
baseline
▲ 0.50% · 4.625%
HK$154,568
+HK$7,739/mo
Deposit HK$27.46M · loan HK$27.46M · min. income ≈ HK$293,658/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,333,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,260
−HK$9,423/mo
▼ 0.25% · 3.875%
HK$154,934
−HK$4,749/mo
Today · 4.125%
HK$159,683
baseline
▲ 0.50% · 4.625%
HK$169,399
+HK$9,716/mo
Deposit HK$21.97M · loan HK$32.95M · min. income ≈ HK$319,366/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$2,333,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,163
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$171,646
−HK$4,548/mo
Today · 4.125%
HK$176,194
baseline
▲ 0.50% · 4.625%
HK$185,482
+HK$9,288/mo
Deposit HK$21.97M · loan HK$32.95M · min. income ≈ HK$352,388/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$2,333,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,304
−HK$10,993/mo
▼ 0.25% · 3.875%
HK$180,757
−HK$5,540/mo
Today · 4.125%
HK$186,297
baseline
▲ 0.50% · 4.625%
HK$197,632
+HK$11,335/mo
Deposit HK$16.47M · loan HK$38.44M · min. income ≈ HK$372,594/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,333,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,024
−HK$10,536/mo
▼ 0.25% · 3.875%
HK$200,254
−HK$5,306/mo
Today · 4.125%
HK$205,560
baseline
▲ 0.50% · 4.625%
HK$216,395
+HK$10,835/mo
Deposit HK$16.47M · loan HK$38.44M · min. income ≈ HK$411,120/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,333,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,390
−HK$14,134/mo
▼ 0.25% · 3.875%
HK$232,401
−HK$7,123/mo
Today · 4.125%
HK$239,524
baseline
▲ 0.50% · 4.625%
HK$254,099
+HK$14,575/mo
Deposit HK$5.49M · loan HK$49.42M · min. income ≈ HK$479,048/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,333,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,745
−HK$13,547/mo
▼ 0.25% · 3.875%
HK$257,469
−HK$6,823/mo
Today · 4.125%
HK$264,292
baseline
▲ 0.50% · 4.625%
HK$278,223
+HK$13,931/mo
Deposit HK$5.49M · loan HK$49.42M · min. income ≈ HK$528,584/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,333,825 · Scale 2, in force from 26 Feb 2026)