LTV · monthly repayment
▼ 0.50% · 3.625%
HK$125,219
−HK$7,852/mo
▼ 0.25% · 3.875%
HK$129,114
−HK$3,957/mo
Today · 4.125%
HK$133,071
baseline
▲ 0.50% · 4.625%
HK$141,168
+HK$8,097/mo
Deposit HK$27.46M · loan HK$27.46M · min. income ≈ HK$266,142/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,333,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,305
−HK$7,526/mo
▼ 0.25% · 3.875%
HK$143,041
−HK$3,790/mo
Today · 4.125%
HK$146,831
baseline
▲ 0.50% · 4.625%
HK$154,571
+HK$7,740/mo
Deposit HK$27.46M · loan HK$27.46M · min. income ≈ HK$293,662/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$2,333,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,263
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$154,937
−HK$4,748/mo
Today · 4.125%
HK$159,685
baseline
▲ 0.50% · 4.625%
HK$169,402
+HK$9,717/mo
Deposit HK$21.97M · loan HK$32.95M · min. income ≈ HK$319,370/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$2,333,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,166
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$171,649
−HK$4,548/mo
Today · 4.125%
HK$176,197
baseline
▲ 0.50% · 4.625%
HK$185,485
+HK$9,288/mo
Deposit HK$21.97M · loan HK$32.95M · min. income ≈ HK$352,394/mo (50% DSR)
Upfront cash ≈ HK$24.30M (deposit + AVD stamp duty HK$2,333,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,306
−HK$10,994/mo
▼ 0.25% · 3.875%
HK$180,759
−HK$5,541/mo
Today · 4.125%
HK$186,300
baseline
▲ 0.50% · 4.625%
HK$197,636
+HK$11,336/mo
Deposit HK$16.47M · loan HK$38.44M · min. income ≈ HK$372,600/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,333,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,027
−HK$10,536/mo
▼ 0.25% · 3.875%
HK$200,257
−HK$5,306/mo
Today · 4.125%
HK$205,563
baseline
▲ 0.50% · 4.625%
HK$216,399
+HK$10,836/mo
Deposit HK$16.47M · loan HK$38.44M · min. income ≈ HK$411,126/mo (50% DSR)
Upfront cash ≈ HK$18.81M (deposit + AVD stamp duty HK$2,333,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,394
−HK$14,134/mo
▼ 0.25% · 3.875%
HK$232,405
−HK$7,123/mo
Today · 4.125%
HK$239,528
baseline
▲ 0.50% · 4.625%
HK$254,103
+HK$14,575/mo
Deposit HK$5.49M · loan HK$49.42M · min. income ≈ HK$479,056/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,333,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,749
−HK$13,547/mo
▼ 0.25% · 3.875%
HK$257,474
−HK$6,822/mo
Today · 4.125%
HK$264,296
baseline
▲ 0.50% · 4.625%
HK$278,227
+HK$13,931/mo
Deposit HK$5.49M · loan HK$49.42M · min. income ≈ HK$528,592/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$2,333,862 · Scale 2, in force from 26 Feb 2026)