LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,523
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,912
−HK$396/mo
Today · 4.125%
HK$13,308
baseline
▲ 0.50% · 4.625%
HK$14,118
+HK$810/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,616/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,931
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,305
−HK$379/mo
Today · 4.125%
HK$14,684
baseline
▲ 0.50% · 4.625%
HK$15,458
+HK$774/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,368/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,027
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,494
−HK$475/mo
Today · 4.125%
HK$15,969
baseline
▲ 0.50% · 4.625%
HK$16,941
+HK$972/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,938/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,717
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,166
−HK$455/mo
Today · 4.125%
HK$17,621
baseline
▲ 0.50% · 4.625%
HK$18,549
+HK$928/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,242/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,532
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,077
−HK$554/mo
Today · 4.125%
HK$18,631
baseline
▲ 0.50% · 4.625%
HK$19,765
+HK$1,134/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$37,262/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,504
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,027
−HK$530/mo
Today · 4.125%
HK$20,557
baseline
▲ 0.50% · 4.625%
HK$21,641
+HK$1,084/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$41,114/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,541
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,242
−HK$712/mo
Today · 4.125%
HK$23,954
baseline
▲ 0.50% · 4.625%
HK$25,412
+HK$1,458/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,908/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,076
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,749
−HK$682/mo
Today · 4.125%
HK$26,431
baseline
▲ 0.50% · 4.625%
HK$27,824
+HK$1,393/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$52,862/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,564 · Scale 2, in force from 26 Feb 2026)