LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,524
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,914
−HK$395/mo
Today · 4.125%
HK$13,309
baseline
▲ 0.50% · 4.625%
HK$14,119
+HK$810/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$26,618/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,933
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,306
−HK$380/mo
Today · 4.125%
HK$14,686
baseline
▲ 0.50% · 4.625%
HK$15,460
+HK$774/mo
Deposit HK$2.75M · loan HK$2.75M · min. income ≈ HK$29,372/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$123,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,029
−HK$942/mo
▼ 0.25% · 3.875%
HK$15,496
−HK$475/mo
Today · 4.125%
HK$15,971
baseline
▲ 0.50% · 4.625%
HK$16,943
+HK$972/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$31,942/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,719
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,168
−HK$455/mo
Today · 4.125%
HK$17,623
baseline
▲ 0.50% · 4.625%
HK$18,552
+HK$929/mo
Deposit HK$2.20M · loan HK$3.30M · min. income ≈ HK$35,246/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$123,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,534
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$18,079
−HK$554/mo
Today · 4.125%
HK$18,633
baseline
▲ 0.50% · 4.625%
HK$19,767
+HK$1,134/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$37,266/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,506
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,029
−HK$531/mo
Today · 4.125%
HK$20,560
baseline
▲ 0.50% · 4.625%
HK$21,644
+HK$1,084/mo
Deposit HK$1.65M · loan HK$3.84M · min. income ≈ HK$41,120/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$123,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,543
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,244
−HK$713/mo
Today · 4.125%
HK$23,957
baseline
▲ 0.50% · 4.625%
HK$25,415
+HK$1,458/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$47,914/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,079
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,752
−HK$682/mo
Today · 4.125%
HK$26,434
baseline
▲ 0.50% · 4.625%
HK$27,827
+HK$1,393/mo
Deposit HK$549K · loan HK$4.94M · min. income ≈ HK$52,868/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,579 · Scale 2, in force from 26 Feb 2026)